What is Factoring?
Sell your invoices for cash. Simple as that.
Invoice factoring is a way for small and mid-size companies to avoid the gap between invoicing and payment—and gain reliable cash flow for growth and expenses.
![trucking-1-4 Small trucking fleet owner uses factoring](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2024/04/trucking-1-4.png?resize=1186%2C1362&ssl=1)
INVOICE FACTORING FUELS BUSINESS GROWTH
Stop waiting to get paid. Get growing instead.
Factoring is a business finance transaction in which a company (YOU) sells its unpaid invoices to a third-party factoring company (Scale Funding) for an immediate cash advance. Small and mid-size companies use factoring when traditional bank financing is not an option to access immediate cash for meeting day-to-day expenses and creating financial stability.
![Group-16 Group-16](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2024/05/Group-16.png?resize=50%2C51&ssl=1)
Immediate Cash
Scale Funding addresses clients' cash flow requirements by granting immediate access to working capital.
![Group-21 Group-21](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2024/05/Group-21.png?resize=50%2C47&ssl=1)
Business Stability
Scale Funding provides reliable cash flow so clients can manage their business expenses.
![Group-42 Group-42](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2024/05/Group-42.png?resize=50%2C46&ssl=1)
Financial Freedom
Scale Funding’s cash flow is accessible without accruing or adding debt.
![Group-38 Group-38](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2024/05/Group-38.png?resize=48%2C47&ssl=1)
Free Up Time
Scale Funding manages invoices, collections, and cash flow, freeing your team to focus on essential tasks and grow your business.
Factoring Explained
Watch a short video on how the invoice factoring process works.
HOW IT WORKS
What is Invoice Factoring?
Factoring allows you to access cash quickly without waiting for customers to pay their invoices on their usual terms. Here’s how it works:
Instead of invoicing your customer, you send the invoice to Scale Funding.
We “buy” the invoice and advance your company a percentage of its value, typically around 90%.
Once your customer pays the invoice, we pay you the remaining balance, minus a factoring fee.
Continue to submit your invoices to us as you complete work.
![Staffing Maintain control of the job order with this easy approach, and watch sales grow!](https://i0.wp.com/getscalefunding.com/wp-content/uploads/2021/02/Staffing.jpg?resize=600%2C550&ssl=1)
FLEXIBLE SOLUTIONS
Factoring Can Help
Industries We Serve
Trucking
A reliable source of cash for payroll, fuel, the unexpected, and the unforeseen.
Oil & Gas
Immediate cash for oilfield services companies and suppliers.
Telecom
Debt-free financing for telecom and wireless contractors
Staffing
Steady cash flow and resources for staffing agencies of all sizes and segments.
RESOURCE CENTER
Essential Resources for Business Owners
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Client Referral Submission
Submit a referral from now through September and receive a month’s worth of outgoing transfers! You can also get cash for funded referrals!