What is Factoring?

Sell your invoices for cash. Simple as that.

Invoice factoring is a way for small and mid-size companies to avoid the gap between invoicing and payment—and gain reliable cash flow for growth and expenses.

Small trucking fleet owner uses factoring

INVOICE FACTORING FUELS BUSINESS GROWTH

Stop waiting to get paid. Get growing instead.

Factoring is a business finance transaction in which a company (YOU) sells its unpaid invoices to a third-party factoring company (Scale Funding) for an immediate cash advance. Small and mid-size companies use factoring when traditional bank financing is not an option to access immediate cash for meeting day-to-day expenses and creating financial stability.

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Immediate Cash

Scale Funding addresses clients' cash flow requirements by granting immediate access to working capital.

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Business Stability

Scale Funding provides reliable cash flow so clients can manage their business expenses.

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Financial Freedom

Scale Funding’s cash flow is accessible without accruing or adding debt.

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Free Up Time

Scale Funding manages invoices, collections, and cash flow, freeing your team to focus on essential tasks and grow your business.

Factoring Explained

Watch a short video on how the invoice factoring process works.

HOW IT WORKS

What is Invoice Factoring?

Factoring allows you to access cash quickly without waiting for customers to pay their invoices on their usual terms. Here’s how it works:

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Instead of invoicing your customer, you send the invoice to Scale Funding.

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We “buy” the invoice and advance your company a percentage of its value, typically around 90%.

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Once your customer pays the invoice, we pay you the remaining balance, minus a factoring fee.

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Continue to submit your invoices to us as you complete work.

Maintain control of the job order with this easy approach, and watch sales grow!

FLEXIBLE SOLUTIONS

Factoring Can Help

Industries We Serve

Trucking

A reliable source of cash for payroll, fuel, the unexpected, and the unforeseen.

Oil & Gas

Immediate cash for oilfield services companies and suppliers.

Telecom

Debt-free financing for telecom and wireless contractors

Staffing

Steady cash flow and resources for staffing agencies of all sizes and segments.

RESOURCE CENTER

Essential Resources for Business Owners

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Current Freight Rates

July 16, 2024

Up-to-date Trends and Reports

Current Active Drilling Rigs – June 2024

June 21, 2024

Up-to-date Trends and Reports

Factoring for businesses

Client Referral Raffle

May 30, 2024

From March to July 1st, there will be a Referral Raffle in addition to our current referral program, where you earn money for your referral.