Factor for Less. Maybe Even Free.
With Factor On Us, you can reduce your factoring costs, or even eliminate them, just by referring businesses you already know.
Put Your Network to Work
You already know businesses dealing with cash flow gaps, slow-paying customers, and growth constraints.
Now, when you connect them with Scale Funding, you benefit too.
With Factor On Us, every qualified referral that becomes a client earns you monthly rebates based on the invoice volume we collect from your referral each month. Over time, those rebates can significantly reduce what you pay to factor.
Some clients offset their factoring costs entirely, and in some cases, earn more than they pay.
Earn 0.2% of your referral’s collected volume every month
Ongoing rebates, not one-time rewards
A simple way to turn your network into real savings
Make Sure Your Network Is Getting the Same Great Support You Are
How It Works
Step 1: Refer a Business
Know a company that could benefit from faster cash flow? Send them our way.
Step 2: They Get Funded
Once they become a Scale Funding client and begin funding, your rewards begin.
Step 3: Earn Monthly Rebates
You receive 0.2% of the invoice volume we collect from your referral each month.
Step 4: Reduce Your Costs
Rebates are applied to your reserve account and used to offset your factoring fees.
See How Referrals Can Reduce Your Costs
Enter your monthly factoring fees and choose a referral’s previous month factoring volume to estimate your rebate.
Rebate is calculated at 0.2% of the referral’s previous month collected invoice volume.
This calculator provides an estimate of potential rebates and cost savings. Actual results may vary based on individual client activity, funding volume, and program terms.
Who’s a Strong Fit?
We work best with businesses that:
- Invoice other businesses (B2B)
- Need consistent, reliable cash flow
- Are growing and need working capital to keep up
Common Industries:
- Trucking
- Staffing
- Manufacturing
- Oil & Gas
- Telecom
- Commercial services
Program Details
- Referrals must be new to Scale Funding
- Rebates are calculated monthly based on collected invoice volume
- Funds are deposited into your reserve account
- Rebates continue while both you and your referral remain active clients in good standing
- Rebates may be applied to outstanding balances under your agreement
- Program terms may be updated or discontinued at any time
A Partner That Delivers
When you refer a business, your reputation is on the line. That’s why we focus on clear communication, fast execution, and solutions that actually work.
- Experienced team with deep industry knowledge
- Fast, dependable funding
- Straightforward communication
- Built to support growing businesses
Factor On Us is designed to reward the relationships you’ve already built. The stronger your network, the more value you can unlock.
Real Clients. Real Savings.
See How Businesses Are Lowering Their Costs with Factor On Us
From Paying Full Cost to Nearly $0
A mid-sized trucking company was factoring consistently but looking for ways to reduce costs.
They referred another fleet doing about $1M per month in invoice volume.
- Monthly rebate: $2,000
- Result: Reduced their factoring cost by nearly 80%
Outcome:
“That one referral made a noticeable difference. It didn’t just help someone we knew; it significantly lowered what we were paying every month.”
Turning Industry Connections Into Value
A staffing firm referred a client they had worked closely with for years.
Referral volume:
- $750K/month
- Monthly rebate: $1,500
- Reduced factoring cost by over 50%
Outcome:
“We knew they needed help with cash flow. It was an easy introduction — and now it’s helping both of our businesses.”
Multiple Referrals, Real Savings
An owner-operator group referred two companies that they regularly worked with.
Combined referral volume:
- $1.8M/month
- Monthly rebate: $3,600
- Their factoring cost: fully offset
Outcome:
“We were already recommending Scale. Now it actually pays to do it. Between the two referrals, we’re basically factoring on them.”
COMMON QUESTIONS
Answering Your Factoring Questions
RESOURCE CENTER
Essential Resources for Business Owners
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