Accounts Receivable Financing

1. Perform your work or service as normal.
2. Send your invoices to your factoring company.
3. The factoring company initiates a same-day advance on a percentage of your invoice total, directly into your bank account.
4. The factoring company sends your invoice to your customer and follows up to make sure payment is received.
5. When your customer pays us on their terms, the remaining balance of the invoice is paid to you, minus a small fee.

Accounts receivable (AR) funding improves cash flow by converting unpaid invoices into immediate cash. Instead of waiting for customers to pay, businesses sell their invoices to a financing company for a percentage of the value. This provides quick access to cash, reduces cash flow gaps, and allows for more business flexibility. AR funding can also decrease the risk of bad debt and ease credit control efforts by outsourcing collections and credit checks, helping businesses maintain steady working capital.

Each accounts receivable financing company offers cash. What sets Scale Funding apart from the rest is our knowledge, experience, and dedication to our customers.

Scale Funding works with clients across many industries, often with completely different billing requirements. We’re familiar with the work our clients perform, and our services meet the unique needs and situations of each and every client.

With Scale Funding:

• Programs are customized to your needs;
• Financing is contingent on your customers’ credit and payment history, not your own;
• There are no long-term contracts,
• Lines are determined on your sales volume, not your company’s value; and
• Programs can be used by companies in challenging financial situations.

Reliable cash flow and professional customer service are at the core of every financing program Scale Funding offers.

These essential services are our promise to you:

• Dedicated Relationship Manager
• Same-Day Funding on Invoices
• Electronic & EDI Invoicing Capability
• 24/7 Online Reporting

Businesses of all types and sizes rely on accounts receivable financing because it provides the cash they need to operate. Scale Funding also offers a number of free, value-added services that enhance our clients’ operations.

• Credit Analysis and Risk Assessment: You have a prospective customer, but do they pay their bills? Scale Funding offers credit histories and payment trends of potential customers, enabling our clients to take on new customers with confidence.
• Treasury Services & Online Reporting: Cash when you need it is critical. Scale Funding funds clients via ACH deposit, wire transactions, and will fund to third-party accounts by a directive. We also offer online reporting to keep you informed of all transactions.
• AR Management Expertise: Running a business isn’t an easy task. Clients stay focused on the task when Scale Funding handles the late invoice situations. Expertise, resolve, and diplomacy are trademarks of the Scale Funding AR Management Department.
• Fuel Cards & Discounts: Scale Funding clients can take advantage of fuel cards and discounts, potentially saving thousands of dollars a year.

These services from Scale Funding are part of the foundation of our clients’ success. Delivering top-quality service and supporting clients in their work is a Scale Funding value.