Invoice Factoring Solutions

Q: How Are Factoring Rates Calculated?

There are three common factoring rate types; flat, tiered, and prime plus. Factoring rates are calculated based on several variables including monthly invoicing volume, industry, and customer payment trends.

Q: Do I Have to Factor All of My Invoices?

No! With Scale Funding, you can factor some or all of your customers. For the customers you choose to factor, all invoices should be sent to the factoring company.

Q: How to Qualify for Factoring?

Scale Funding offers factoring to companies providing business-to-business sales and services. You must bill your customers on net terms and invoice at least $50,000 a month on average.

Factoring Provides Immediate Access to Working Capital

Get Funded

Turn Your Invoices Into Cash

Invoice factoring with Scale Funding is a financing solution that delivers consistent cash to your business when needed. Waiting for invoice payments from your customers is frustrating. That's where Scale Funding comes in. We provide immediate cash for your unpaid invoices so you can keep up with business demands such as bills, payroll, new resources, and growth.

Learn About Invoice Factoring

The benefits of invoice factoring with Scale Funding include:

Same-Day Cash on Receivables

Low Factoring Fees

Month-to-Month Contracts

You Select Which Invoices You Factor

Dedicated AR Specialists

Does invoice factoring sound like the right fit? Learn more from one of our knowledgeable factoring experts.

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What is invoice factoring?

Invoice factoring is a fast, dependable way to turn your outstanding invoices into immediate working capital. Instead of waiting 30 to 90 days to get paid, you receive an advance of up to 80 to 90 percent right away. Scale Funding manages the collection process, and once your customer pays, you receive the remaining balance minus a transparent fee.

It’s a flexible, reliable solution designed to keep your cash flow strong, so you can stay focused on growth, take on new opportunities, and keep your business moving forward.

Do I Qualify?

Maintain control of the job order with this easy approach, and watch sales grow!

FLEXIBLE SOLUTIONS

Factoring Can Help

How Does Invoice Factoring Work?

Once you choose a factoring company that meets your business needs, the process of factoring is simple.

When you are ready to fund, send your invoices to the factoring company.
The factoring company advances you a percentage of the invoice value.
Your customer pays the invoice to the factoring company on the agreed-upon terms.
The factoring company pays you the remaining invoice amount less a fee for the service.

How Are Factoring Rates Calculated?

Do I Have to Factor All of My Invoices?

How to Qualify for Factoring?

What Are Your Terms?

It is essential to review the terms before signing on with an invoice factoring company. As a customer, flexible terms are ideal.

Most factoring companies only offer a one-year contract agreement. At Scale Funding, we give you options. Our contracts are month-to-month, so you are not locked into a long term agreement. There is also the option of long-term contracts, which can include price breaks or flexible rates.

How Do You Get Started With Factoring?

It first begins with an agreement between a business and a factoring company. The business operates as usual, and once the work is complete, creates an invoice.

Instead of sending the invoice to its customer, the invoice is submitted to the factoring company.

The factoring company purchases the invoice and directly deposits the advance into the business’s bank account. In most cases, the advance is around 90 percent. Once the customer pays the invoice, the invoice factoring company pays the business the remaining amount of the invoice, less a fee.