Scale Funding is a leading provider of accounts receivable financing services for small and mid-size companies across the United States. We offer custom financing lines designed to meet the unique needs of each client.
We often work with clients who are in workout or are no longer eligible for traditional loan products. Our programs enable banks to reduce risk and be made whole on assets while providing an alternative financing option to struggling customers.
The Scale Funding Alliance Program partners with bankers to provide accounts receivable financing for their existing and prospective business clients with more challenging credit profiles.
We focus solely on borrowers that fall outside of the bank’s traditional credit box, making our program an ideal secondary option to support their working capital needs. Scale Funding works with bankers to carve out collateral, so your position remains secure on any existing bank credit facilities.
We value and protect our relationship with referral partners. To that extent, we do not offer banking services to referred customers.
Our financing provides customers a path forward. A referral to a reliable partner helps bankers establish themselves as a trusted advisor in their customers’ eyes and improves customer loyalty.
The right financing at the right time can help your customer grow exponentially, thereby providing you a bigger opportunity down the road. Scale Funding’s financing agreements include a “no fee” early termination provision should a customer receive an offer from the original referring bank.
Scale Funding is a division of Fidelity Bank MN; however, we operate as a standalone business and maintain a wall of confidentiality. We specialize in accounts receivable financing and do not have an interest in your client’s deposit and operating accounts.
We understand how bridging the gap back to being bankable is essential to maintaining a long-term relationship with your client. Our accounts receivable financing programs are mutually beneficial in that your position remains secure, and your customer receives the capital needed to operate their business.
Each client’s needs are different. We create financing programs based on the unique needs and situation of the client.
Our staff has over 300 years combined experience providing financing to companies with cash flow challenges. We work closely with clients to gain their trust and contribute to their success.
In addition to consistent funding, we provide online reporting, credit and payment analysis, and a/r management support at no extra cost. These services allow business owners to focus on improving and growing their operations.
Transportation: Local and long distance Trucking
Staffing and Recruiting: Temporary, Medical, and IT Staffing Agencies
Manufacturing and Fabrication
Energy: Oilfield Services, Wind Energy, and Solar
Telecom: Cabling, Trenching, and Tower service
Service companies and many more
At Scale Funding, we have partnered with banks to transition customers to financing that aligns with their situation and needs. We work hard to return these clients to stability both in their operations and finances.
If you currently have distressed clients that would benefit from accounts receivable financing, please contact Michael Holland, to discuss the options available to your customer.