Financial Solutions for North American Companies


Accounts Receivable Financing Is Your Debt-Free Financing Solution

Accounts receivable financing, also known as invoice factoring, is a funding solution that provides instant cash on your invoices.

Companies who cannot get approved by business bank loans and lines of credit often time look to invoice factoring to help bankroll their funds. The quoting process with invoice factoring is quick, factoring offers same-day funding and it’s a debt-free solution.

There are also several other differences between the funding solutions. Here are just a few.

Montgomery Accounts Receivable Financing Programs

Business Loans & Lines of Credit

Quotes in as little as 15 minutesLengthy approval process
Minimal paperworkExtensive paperwork
Same-day fundingFunding in weeks or months
Eliminates cash-flow gap from slow-paying customersCash-flow gap is still present
No debt createdDebt created
Financing grows with your businessFinancing line limits

Why Scale Funding Over Other Factoring Companies in Montgomery?

factoring companies in MontgomeryWhile there are many factoring companies in Montgomery and throughout Alabama, Scale Funding is proud to be recognized as the top choice for many. Our flexible and custom programs give us the ability to fund many industries, many business sizes, and many business situations.

From start-up to growing companies, invoice factoring and accounts receivable financing can provide the cash you need. We’re also able to provide financing to companies that are unable to get any or adequate funding from a bank. Don’t worry if your credit is less-than-perfect or maxed, our programs are dependent on your customers’ credit rather than yours.

If you’re waiting to get paid from slow-paying customers and need access to quick cash, we can help. Contact a financial representative today at Scale Funding to talk about our Montgomery invoice factoring programs.


Since 1994, Our Montgomery factoring company programs have provided many industries with cash. Some of the industries we’ve funded include:

invoice factoring and accounts-receivable financing for government contractorsGovernment Contractors: local, state, federal, construction, security, defense and many morefactoring for trucking companies and freight factoringTrucking & Freight: flatbeds, vans, hots shots, refrigerated trucks, intermodal, heavy hauling and many more
factoring for oilfield service companiesOilfield Services: drilling, frac sand hauling, water haulers, roustabouts, gravel haulers and many moreinvoice factoring and accounts-receivable financing for telecom and wireless contractorsTelecom & Wireless: cell tower contractors, wireless contractors, fiber optic installation and many more
invoice factoring and accounts-receivable financing for utility contractors and pipeline contractorsUtility & Pipeline: utility locators, pipeline construction, pipeline maintenance, sewer maintenance and many moreheavy construction factoring & financeHeavy Construction: crane operators, welding, HDD, excavating, grading, equipment rental and many more
invoice factoring and accounts-receivable financing for technology companiesTechnology: security, IT solutions, network administration, website design, software development and many moreinvoice factoring and accounts-receivable financing for solar, wind, and renewable energy contractorsRenewable Energy: wind, water, solar, site preparation, site operations, contractors, construction and many more
Invoice factoring and accounts-receivable financing for staffing agenciesStaffing Agencies: temporary, healthcare, medial, administrative, clerical, general labor and many moreInvoice factoring for other industriesOther Industries: welding, janitorial, wholesale, distribution, manufacturing, printing and many more

factoring companies in Montgomery

Montgomery, AL

Montgomery is the second most populous city in Alabama following Birmingham and serves as the capital of the state. According to the latest estimate by the U.S. Census Bureau in 2015, Montgomery’s city population was around 201,000, which was down approximately 5,000 from the 2010 census. Montgomery is part of the larger metro area, Montgomery Metro Area, which had an estimated population of 373,000 in 2015.


According to Montgomery Chamber Economic Development, Montgomery has a diverse economy with a base of Federal and State government/defense along with education, health care, retail and other professional services such as insurance and financial. Although Montgomery doesn’t have any Fortune 500 company headquarters stationed in the city, it does have several headquarter offices including Colonial BancGroup, Jackson-Ricci Group (specialty business services), Raycom Media and Retirement Systems of Alabama.

Air Force

Maxwell Gunter Air Force Base is the largest employer in Montgomery with over 12,000 military members on site. Maxwell Gunter serves as the headquarters of Air University, part of the Air Education and Training Command for the U.S. Air Force and was also the location of the first Wright Flying School. Air University at Maxwell Gunter became the postgraduate academic center of the U.S. Air Force. Maxwell Gunter also serves as the headquarters for many other Air Force programs including the Civil Air Patrol, the Air Force Financial Systems Operation office and the Air Force Officer Training School.


State Government is the second largest sector in Montgomery and employs over 12,000. This includes all State and Local government offices ranging from legislative, judicial, and administrative in nature.

Public Schools

Montgomery Public Schools is the main school district of Montgomery and its surrounding areas and is headquartered in Montgomery. The district is the third largest district in the state of Alabama and has a current estimated enrollment of 32,000 students grades K-12. Over 4,500 teachers, administrators, and staff are employed by Montgomery Public Schools with accolades including being among the best high schools by US News and World Report, best high school in the state, and top 20 high schools in the nation.

Health Care

Health care in Montgomery employs over 7,000 medically skilled professionals. It’s broken down into the main service areas of hospitals, specialized care, medical education, and home health. The University of Alabama at Birmingham has the fourth largest academic medical center in the U.S. with an extension of that in Montgomery at Baptist Medical Center South and Baptist Medical Center East. Other major healthcare entities in the area include Jackson Hospital, a teaching hospital by Alabama Medical Education Consortium and Central AL Veterans Health Care System.


Prior to European settlement, the area where present-day Montgomery sits was a land inhabited by Alibamu Indians. While the first Europeans to visit were Hernando de Soto and his crew in 1540, real settlement activity didn’t happen for another 100-plus years when a Scottish trader, James McQueen, passed through in 1716. Trade between the French and the Alibamu was facilitated north of the area at Fort Toulouse. Relationships between Native Americans and Europeans during this time were tumultuous and affected the settlement of the area. When the indigenous population moved south, the area opened up for more structured European settlement advancements.

Three newly formed towns situated along the Alabama River – New Philadelphia, Alabama Town and East Alabama, were combined in 1819 to form what is presently known as Montgomery. The moniker of Montgomery was drawn from General Richard Montgomery of the Revolutionary War. Due to increased cotton trade in the area and state of Alabama, Montgomery began to grow fairly quickly. Steamboat travel on the Alabama River connected Montgomery to Mobile. A new courthouse was built in 1822 and in 1832 the Montgomery Railroad opened. Due to its central location and proximity to the Alabama River, the capital of Alabama was moved from Tuscaloosa to Montgomery in 1846.


Montgomery became very politically involved early on with voting of secession following President Abraham Lincoln’s election in 1860. Shortly after, Montgomery became the first capital of the nation when the Confederate States of America was formed. The subsequent actions of the Confederacy led to the start of the American Civil War. With the Confederate capital later moved to Richmond, VA, Montgomery suffered very little loss as a result of the war. They continued to advance, becoming the first city in the United States to install electric street cars. In 1910, Montgomery became the home of the Wright brothers’ Wright Flying School. It was later developed into Maxwell-Gunter Air Force Base.

Civil Rights

The modern civil rights movement was pushed along by many key incidents that happened in Montgomery including Rosa Parks’ arrest for refusal to give up her seat to a white man, Martin Luther King Jr.’s organization of the Montgomery Bus Boycott, Alabama State College sit-ins to protest segregation, protesting of the Jim Crow laws which blocked African Americans from voting, and the violent resistance met by protesters known as “Bloody Sunday.”

Montgomery continued to fight for equality and diversified over the years. Montgomery became a center for art, culture, and continued political study. With all of the press came big name corporations like Hyundai Motor Manufacturing Alabama and Colonial Bancgroup. Education, especially medically inclined, was put on the map with the University of Alabama’s extension sites. Revitalization of the downtown area has been the city’s latest venture.


The Montgomery area is home to more than 13 colleges, universities, and higher education institutions. The most prominent include Alabama State University, Troy University – Montgomery Campus, Auburn University at Montgomery, Faulkner University and H. Councill Trenholm State Technical College.

Culture and Recreational Activities

Performing Arts and Museums
factoring companies in MontgomeryMontgomery has a surprisingly large arts scene for a town of its size. It can be seen in the numerous venues within the city. The Montgomery Museum of Fine Arts, Hank Williams Museum, and Museum of Alabama, which serves as the official history museum of the State, are all key contributors. For performing arts, the Alabama Shakespeare Festival’s Carolyn Blount Theatre presents year-round works of William Shakespeare as well as original plays. The Davis Theatre for the Performing Arts, Montgomery Symphony Orchestra, Alabama Dance Theatre, and Montgomery Ballet round out the performing arts offerings.

Music production is another large draw to the city with recording studios and performance venues for up-and-coming artists. Toni Tennille of The Captain and Tennille, Nat King Cole, Hank Williams, and Styx guitarist Tommy Shaw all have roots in Montgomery.

Montgomery doesn’t have any major professional sports teams. However, the Montgomery Biscuits, an AA minor league baseball team, are stationed in the city. College sports dominate the city with the Alabama State University Hornets (football, basketball, baseball) as well as teams from Auburn University at Montgomery, Huntingdon College, and Faulkner University. Montgomery has hosted championship games over the years for various sports including the Yokohama Tire LPGA Classic (women’s golf), the National Horseshoe Pitchers Association World Horseshoe Tournament, and even a World Firefighter Combat Challenge.

Many notable people have called Montgomery home including actress Octavia Spencer, minister and activist Martin Luther King Jr., astronaut Kathryn C. Thornton and financier Henry Lehman of Lehman Brothers.