Financial Solutions for North American Companies


Receivables Financing – Funding in Three Simple Steps

If you are in need of a business financing solution that can be done in just three simple steps, look no further than our Yuma invoice factoring lines. Also called accounts receivable financing or receivables financing, invoice factoring provides you instant cash on your invoices. Instead of you waiting, the factoring company waits for 30 to 90 days for payment from your customer. Once received, the remaining balance is sent to you, less a factoring fee.

Scale Funding is your top choice among factoring companies in Yuma and Arizona because we make the process simple, in just three easy steps:

factoring companies in Yuma

Step 1: Get a Quote

Contact Scale Funding today. In as little as 15 minutes, we’ll provide you with a free no-obligation quote and answer any questions you might have.

Step 2: Send Your Invoices

Once you’re quickly approved and set up, send your invoices directly to us. We offer a discounted mailing program to save you money.

Step 3: Get Immediate Cash Flow

The day that we receive your invoices, we’ll deposit a competitive advance directly into your account, letting you catch up on bills, meet payroll, start saving and more.

We handle getting the invoices to your customer. Once paid in 30 to 90 days, we’ll advance the remaining amount to you, less our low factoring fee. To ensure your customers pays for the hard work you do, we monitor their credit and provide collection services at no additional cost to you.

Every Business Has a Need for Financing – What Is Yours?

Whether your business is booming or slow, securing a cash-flow plan helps you solidify the future of your company. Fortunately, our Yuma accounts-receivable financing programs are tailored to the unique needs of our customers, ensuring that their needs are met. From month-to-month contracts to funding availability five days a week, Scale Funding has what it takes to help your situation.

 Slow-paying customers Instead of waiting weeks or even months to get paid, our Yuma invoice factoring programs will get you paid same day on your invoices.
 Credit issues We look at the creditworthiness of your customers to ensure payment. Whether your credit is less-than-perfect or maxed, we can help.
 Bankruptcy Companies that have filed for bankruptcy use our DIP financing solutions to get back on their feet.
 Tax liens Even if you have a tax lien, we can help.
 Bank workouts & turn downs When the bank turns you down or if you are in a bank workout situation, Scale Funding can get you the cash flow you need.
 Quick cash If you need quick cash and have money tied up in your receivables, our Yuma factoring programs can help.
 Expanding Get the capital you need to invest in new resources and grow.

Industry Expertise from Decades of Experience

At Scale Funding, we have provided best-in-class financing solutions since 1994. Not only do our account administrators provide superior customer service, but they also know what it takes to get you paid on your invoices. What’s more: we have relationships with all the major players in your industry, helping to enhance the relationship to your customers. Take a look just a few of the industries we have worked in throughout the years:

  • Trucking & Freight
  • Staffing Agencies
  • Technology
  • Oilfield Services
  • Renewable Energy
  • Utility & Pipeline
  • Heavy Construction
  • Telecom & Wireless
  • Government Contractors

Yuma, Arizona

Nowadays, many think of Yuma as a useful stop for meal and gas between San Diego, Tucson, and Phoenix. While this is surely true, the town boasts some historic sites and agricultural tours. Yuma is the lettuce capital of the United States. That might make it worth extending your stay.

factoring companies in Yuma

Yuma is a known produce hub. It is the lettuce capital of the United States and produces many fruits and vegetables throughout the year.


The first people who arrived in the area that we today call Yuma were Melchior Diaz and Hernando de Alarcon, who led the Spanish expeditions sailing from the Sea of Cortez up the Colorado River. They saw the natural crossing as a potential place to settle due to its strategic location. But what surprised them was that this place already had two communities, the Cocopah and Quechan tribes, who also saw this place as a perfect spot to hunt, fish and grow crops. Melchior and Hernando called the Indians the Yumas, which is a Spanish word for “smoke” (humo).

The Indians of Yuma were left undisturbed until Father Eusebio Kino arrived in the early 1680s. His mission was to establish churches and convert the natives to Christianity.

In 1774, Juan Bautista de Anza arrived in Yuma and established relations with the Quechans, who controlled the river crossing at that time. In 1781, the tribe rebelled against Spanish brutalities, such as stealing their crops and other injustices. After the incident, the Spanish never tried to control the crossing or attempt to dominate the Quechan tribe.

Years later, Mexico’s northern territory saw a growing influx of Americans, which eventually led to the war in 1846. The U.S. Army occupied the area of Mexico City and Mexico was forced to hand over most of their northern territories: Nevada, Utah, some parts of Colorado and New Mexico, all of California and most of Arizona.

Only 30 years after the war, the gold rush put Yuma on the map of Americans. Tens of thousands of people who rushed to California seeking the quickest way to get rich passed through Yuma.

During the Civil War in 1863, President Lincoln signed a statement that created the territorial government. Formally called Arizona City, the town was renamed to “Yuma” in 1873.

Historic Sites

Due to its rich history, Yuma has many historic sites worth visiting. Here are some of the most well-known and reputable historic sites.

Yuma Territorial Prison State Park

The famous prison that was first opened in 1876 was home to 3,069 prisoners during its 33 years of operation. After closing, it became Yuma High School. Students who went to Yuma High School are jokingly referred to as “criminals.” Even though the State of Arizona attempted to close it, they were unsuccessful due to the campaign called “Save the Prison” led by the Yuma Crossing National Heritage Area.

Camel Farm and Wild World Zoo

Camel Farm is the focal point of this attraction. In addition to camels, you’ll see a variety of other domestic and exotic desert animals. This is a particular delight for children who can learn about new animals in a separate petting zoo made just for them. If you’re looking for fun family activity, then you need to visit the Camel Farm and Wild World Zoo.

McPhaul Swinging Bridge to Nowhere

Built-in 1929 by Yuma County and the State of Arizona, this place was originally named the Dome Bridge. Just 18 miles north of Yuma, the McPhaul Swinging Bridge is Yuma’s rarity. It was built for users who needed to cross the Gila River. Even though the bridge was damaged by fire in 1990, the bridge outlasted its replacement, which was ruined by the flood in 1993. After the road was diverted, this suspension bridge was no longer in use, but instead stands as a reminder of Yuma’s history.


Yuma offers a wide variety of museums:

  • Casa de Coronado Museum showcases collections of vintage artifacts and photos.
  • Castle Dome Mines Museum is filled to the rafters with authentic artifacts.
  • Cloud Museum is home to 115 vintage vehicles.
  • Cocopah Museum and Cultural Center is where you can learn about Yuma ways of life and traditions.
  • Dobson Museum is a miniature old town.
  • Gadsden Museum
  • Gold Rock Ranch Museum
  • Museum of History in Granite and Center of the World Pyramid
  • Sanguinetti House Museum is one of Yuma’s oldest and most historic buildings.
  • Yuma Proving Ground Heritage Center.

Tourist attractions

Yuma offers points of interest for visitors, tourists and residents and interesting attractions that will appeal to bird watchers, history buffs, off-road devotees and river rats.

Cibola National Wildlife Refuge

Although access is limited in certain areas, this visitor center, which is a one-mile nature trail and three-mile auto tour loop, is one of the most popular attractions around. All visitors can access the shores of the refuge by the boat and discover channels that are perfect for birdwatchers and fishermen.

Dome Valley Raceway

This tourist attraction is perfect for all the sand drag enthusiasts. It’s a 1,300 foot-long racetrack that is fully equipped with laser markers, and even professional racing Christmas tree. Yes, you read it right – Christmas tree! Fun, right?

Historic Downtown Yuma

This location is often overlooked by tourists. An afternoon or morning can be spent discovering the dining options and shops that this area offers. Lots of musical events and street fairs can be found throughout the year. Historic Downtown Yuma will surprise you with all the patios and courtyards along the main street. See how the locals live and enjoy the local attractions like a true traveler.

Valley of the Names

This strange site was discovered in the desert north of Yuma. For more than sixty years, people who visit Yuma have been bringing rocks to leave their messages and their names in the desert. Although best seen from a plane, this site can be accessed with an off-road-capable vehicle. If you plan on visiting this site, keep in mind that most messages and rocks date back over fifty years and should not be moved or disturbed. If you want to record that you’ve been there, bring your own rock and leave a message.

Algodones Dunes

Also known as the Imperial Sand Dunes, the Algodones Dunes are the largest in California; they are over 40 miles long and five miles wide and reaches heights of over 300 feet. They are popular among off-road adventurers and enthusiasts. This impressive site is located around 20 miles west of Yuma.

Economy of Yuma

Agriculture is the primary industry in Yuma. A study done by the University of Arizona showed that this industry produces an estimated revenue of $2.5 billion per year. When it comes to agriculture, lettuce is the biggest winter crop here, but it’s not the only one. With more than 175 different crops growing in Yuma, agriculture is what makes this place profitable and special.

The second largest industry is the military. The largest military center and school in the world are located in Yuma: the U.S. Army John F. Kennedy Special Warfare Center and School.

Tourism ranks third, with plenty of offers and attractions for tourists and travelers. What draws visitors to Yuma are the winters, which are some of the best in Arizona. Tourists come here to attend crafts and art shows, local events, concerts, to fish, play golf and enjoy hiking in the desert. At the peak of the winter season (from November to April) there are over 80,000 visitors.