Chula Vista

Financial Solutions for North American Companies


Invoices Into Cash in Three Simple Steps

Invoice factoring, also known as accounts receivable financing, is a cash-flow solution companies that deal with slow-paying customers often use. There are many advantages to working with Scale Funding over other factoring companies in Chula Vista and California.  One of the many reasons companies choose to work with us is that we can get you approved, setup and funded in three simple steps.

factoring companies in Chula VistaStep 1:

Contact Scale Funding and inquire about our Chula Vista accounts receivable financing programs. In as little as 15 minutes one of our representatives will provide you a free, no-obligation consultation and quote on a factoring line and answer any questions you may have.

Step 2:

Once you decide to move forward and begin the setup process, send your invoices directly to Scale Funding.

Step 3:

Receive same-day funding on your invoices. That’s right, the day we receive your invoices, we’ll deposit an advance right into your bank account.

Customized Cash-Flow Solutions

Our Chula Vista invoice factoring programs are customized to fit the unique needs of every business. No matter what your business stage or financial situation is, we can help. Below are just some of the reasons companies choose our invoice factoring programs.

Get Quick Cash for Your Business. Companies that are in need of quick cash for bills, payroll or other things utilize invoice factoring.
 Slow-Paying Customers. Our Chula Vista invoice factoring programs eliminate the cash-flow gap from slow-paying customers by getting you paid same-day on your invoices.
 Expansion & Growth. Companies that are growing at a rapid rate use invoice factoring to get cash so they’re able to accept new contracts.
 Maxed-Out Lines of Credit or Less-Than-Perfect Credit Our accounts receivable financing programs aren’t dependent on your credit, but rather the credit of your customers.
 Start-Ups Getting sufficient cash from a bank can be difficult when you have little to no financial history. If you’re a start-up that has a contract lined up and needs to get paid, we can help.
 Bank Turn-Downs Even if the bank turns you down, we can still help.
 Bankruptcy Get back on your feet after bankruptcy with our invoice factoring programs.

Industries We Fund

Since 1994, Scale Funding has funded several different industries through our invoice factoring and accounts receivable financing programs. Here are just a few.

  • Trucking & Freight
  • Telecom & Wireless
  • Technology Companies
  • Government Contractors
  • Renewable Energy
  • Utility & Pipeline
  • Oilfield Services
  • Heavy Construction
  • Staffing Agencies
  • Many More

Chula Vista, California

Chula Vista is the 2nd largest suburb of San Diego, California, following closely behind Carlsbad. According to the latest estimate by the U.S. Census Bureau in 2015, Chula Vista’s city population was around 265,757 which was up approximately 21,841 from the 2010 census. Chula Vista is part of the larger San Diego metro area which had an estimated population above 3 million in 2015. The metro area has grown in excess of 200,000 people since the 2010 census.

Chula Vista has a diverse economy that is tourism centered but also focuses on education, aerospace, healthcare, and retail. According to the Chula Vista Chamber of Commerce, even though the San Diego area, including Chula Vista, has very few Fortune 500 companies, there is plenty of business going on. Chula Vista’s culture is to focus on smaller segments within industries to be innovative instead of just the largest competitor.

Education is the largest sector in Chula Vista with over 9,000 employed by Sweetwater Union High School District, Chula Vista Elementary School District, and Southwestern College. The city is currently making efforts to expand their higher education offerings by developing a University and Innovation District which will provide educational opportunities for technology, automotive, and aerospace among others.

Goodrich Aerostructures Group, formerly Rohr Aircraft Corporation, leads the aerospace market in Chula Vista, manufacturing engine-related components, flight control surfaces, other aircraft parts, and auxiliary power units. Goodrich also offers consulting services for integrating and managing their designs with other aircraft manufacturers.

Sharp Chula Vista Medical Center and Scripps Mercy Hospital Chula Vista employ more than 3,000 medical professionals and offer services ranging from emergency, surgery, cancer, cardiac, radiotherapy, diabetes, and many more. Scripps Presbyterian Cardiovascular Institute has future plans to serve as the center for research and graduate medical education.

Finally, tourism is a huge draw to Chula Vista. Not only does the city boast beautiful, scenic views but also many attractions including numerous recreation and entertainment venues, parks, golf courses, shopping, and dining. Some of the most popular visitor destinations include the Living Coast Discovery Center, Aquatica SeaWorld’s Water Park, and the U.S. Olympic Training Center.


The history of Chula Vista can be traced all the way back to the year 3000 BCE through prehistoric fossils. The Kumeyaay tribe who were the first known inhabitants of the area stayed for hundreds of years and still have descendants living in the area today.

During the time of America’s discovery and exploration in the mid-1500s, three Spanish ships led by Juan Rodriguez Cabrillo landed in the San Diego Harbor. The land of present-day Chula Vista was part of the Spanish land grant of 1795, named Rancho del Rey. During the Mexican-American War, the United States claimed California however Spain was able to keep the land grant. The San Diego Land and Town Company was allowed to develop parts of Rancho del Rey which would become Chula Vista. Houses were built starting in 1887 and the Sweetwater Dam was completed in 1888 which contributed to irrigation for farming. The town was dubbed Chula Vista which translates in Spanish to “beautiful view.”

Chula Vista continued to grow over the next 20 years with the addition of the National City and Otay Railroad while citizens voted to incorporate in 1911. The city became known for its gunpowder manufacturing due to Hercules Powder Company setting up shop in 1916. During the Great Depression, the city relied on its agriculture market to make it through with the main crops of lemons and celery. When Rohr Aircraft Corporation relocated its operations to Chula Vista in 1941, the economy shifted once again. With the start of World War II, the factory brought thousands of jobs to the city and helped Chula Vista triple its population to over 16,000 by 1950. Following the war, most of the factory workers stayed as well as thousands of servicemen.

With the newly, and greatly increased population, the development of Chula Vista took off. The citrus groves and crop fields were replaced with schools, banks, restaurants, gas stations, shopping centers, and homes to sustain citizen growth. The growth has been fairly constant over the past 60 years and has allowed Chula Vista to claim the number two spot for the biggest cities in San Diego County.

The most recent growth spurt began in the early 2000s with more housing developments and the South Bay Expressway, which connects the 805 and 905 freeways to State Route 54. The Bayfront area is also being developed to create more tourist attractions for the city.


The Chula Vista area is home to more than 28 colleges, universities, and higher education institutions. The most prominent include Southwestern College, Cuyamaca College, Design Institute of San Diego, and Fashion Institute of Design & Merchandising (FIDM), San Diego.

Culture and Recreational Activities

Tourism is a big part of Chula Vista with various types of attraction offerings. Chula Vista Nature Center, Otay Valley Regional Park, Sleep Train Amphitheatre, and the Chula Vista Marina round out the outdoor venues. The Chula Vista Nature Center features interactive exhibits detailing the geological aspects of the area as well as the marine life including sharks, rays, flora, insects, and water birds.

The city offers art, music, and education programs to visitors and citizens at all recreation centers and libraries. Annual events including HarborFest, Starlight Parade, Lemon Festival, and Parade Band Review provide cultural traditions and events throughout the year. Performing arts has its place in Chula Vista as well with Inspire School of Ballet, Onstage Playhouse, Mariachi Diamante de San Diego, and Horton Grand Theatre.

Chula Vista does not have any major league or professional teams however it is the site of the U.S. Olympic Training Center. The Chula Vista FC is a minor league soccer team which rose to national heights in 2015 during the Lamar Hunt U.S. Open Cup.

Many notable people have called Chula Vista home including actor Mario Lopez, comedian Gabriel Iglesias, drummer Ilan Rubin, and MMA fighter Dominick Cruz.