Financial Solutions for North American Companies


Fast Cash with Invoice Factoring

Invoice factoring, also known as accounts receivable financing, works by selling your invoices to a factoring company in exchange for quick cash. When you choose Scale Funding over other factoring companies in Oxnard and California, we’ll provide you with same-day funding, low rates, competitive advances, and free back-office support.

factoring companies in OxnardWhile many companies turn to a business loan or a line of credit, it is not always the best available option. Loans and lines of credit can have a lengthy approval process; conversely, with our Oxnard invoice factoring programs, one of our financial representatives will provide you a consultation and quote in as little as 15 minutes. Although a loan or line of credit can provide you with cash, you’ll still be waiting on customer payment. We unlock the cash trapped in your receivables.

If you’re waiting to get paid and could use the cash now for bills, payroll, equipment or anything else, ask about our invoice factoring programs. We’ll get you approved today and the funding you need.

Factoring Industry Expertise

Since 1994, our Oxnard accounts receivable financing programs have provided companies in many industries with the cash they need. Some of the industries we’ve funded include:

 Trucking Technology Manufacturing
 Oilfield Heavy Construction Utility & Pipeline
 Renewable Energy Staffing Agencies Government Contractors
 Telecom Wholesale Distribution

Customized Invoice Factoring Programs

When you choose to work with Scale Funding you’ll get a customized program that works for your business. We’re able to provide a financing solution to companies in a variety of situations. If one or more of the following describes your business, our Oxnard invoice factoring programs could be your solution:

  • You’re waiting to get paid
  • You have bad credit
  • Your credit is maxed
  • You’re a start-up
  • You’re expanding quickly
  • You need access to quick cash
  • You have a tax lien
  • You’ve filed for Chapter 11 bankruptcy
  • The bank turned you down
  • You’re in a bank workout situation

Oxnard, CA

factoring companies in OxnardOxnard is an affluent city, which offers an impressive laid-back lifestyle to its residents and visitors. Boasting of a temperate climate, choices of beaches and family-friendly events, festivals and activities, this city naturally attracts tourists and vacationers from various parts of the globe. According to the 2012 Financial Report, Oxnard’s population was about 203,000, making it the largest in Ventura County and 19th in the state of California. Named after its founder and incorporated in 1903, Oxnard has witnessed impressive development.

History of Oxnard

Oxnard owes its establishment to a sugar beet factory built by Henry Oxnard on Port Hueneme’s plain inland. He had the intention of naming the settlement Zachari, which is the Greek word for sugar, but instead, he used his family name due to the bureaucracy of the state at the time. Before the establishment of Oxnard, the Chumash Native Americans inhabited the area. The Chumash are well known for their basket work and canoes constructed with planks.

With the establishment of a number of missions around the area and other places in California, settlements and ranches began to flourish in the vicinity. The area known today as Oxnard was served by Mission San Buenaventura, built in 1782. The population of the area began to increase as immigrants from Europe and the East Coast settled there.

At this early stage, agriculture was the primary industry. Barley and lima beans were the major agricultural product of the local farmers. In 1882, an agricultural brokerage business was established in the area by Achille and Henry Levy, who also introduced a bank in the area to assist local farmers.  In 1897, Henry Oxnard, together with his three brothers, started the American Beet Sugar Factory in Chino upon invitation by Albert Maulhardt and Johannes Borchard, who was convinced that sugar beets would sell in the area. For easy shipment of processed beets from this factory, a spur was constructed by the Southern Pacific Railroad directly to the factory.

Factory activity resulted in the establishment of businesses and residences in and around the Plaza, which was the name for Oxnard’s town square. Thus, a small town quickly developed in the area. An increase in population brought about the development of infrastructure. Churches and schools were constructed to meet the needs of the local population. The factory continued to grow and impacted the development of the area in a number of ways. As workers from China, Japan and Mexico came to the city, agriculture became more diversified. Besides general merchandise, other types of businesses such as banks, saloons, laundries, and restaurants were also established in the emerging town.

In 1903, the city incorporated and was named after Oxnard, the founder of the settlement. A public library was constructed at the town square. The library remains the only structure constructed in the early days of the town still standing. Today, the city is located in Ventura County and it is the largest city in the county. Agriculture remains the primary industry.


Oxnard’s economy is mainly agriculture-based; however, in the last decades, the economy diversified, as other industries began to thrive. Today, apart from agriculture, the city’s economy is driven by tourism, defense, manufacturing, and international trade. One of the factors that attract industry to the city is the Port of Hueneme, which is the busiest port between Los Angeles and San Francisco.

Besides these manufacturing companies, there are other industries that make a significant contribution to the local economy, including transportation, finance, energy, and high tech industry. Tenby Inc.’s Oxnard Refinery operates the only two oil fields in the city. They are West Montalvo Oil Field, which is situated along the coast in the city’s western part, and Oxnard Oil Field, which is located along the 5th Street in the eastern part of the city.

As stipulated in the 2009 Comprehensive Annual Financial Report of the city, the largest employers are Aluminum Precision Products, Haas Automation, City of Oxnard, Waterway Plastics, Oxnard Union High School District and St. John’s Regional Medical Center.


Oxnard has four elementary school districts and one high school district. Six comprehensive high schools are under the control of OUHSD. Over 16,000 students are enrolled in these high schools. With an over $100 million annual operating budget and up to 700 teachers on the payroll, OUHSD is making a remarkable contribution to the economy of the county. OUHSD also operates an adult school called Oxnard Adult School.

Besides these schools operated by OUHSD, there are other institutions of higher learning in the city. Oxnard College, which is accredited by the Western Association of Schools and Colleges, offers a number of associates degree programs. It also offers continuing education courses. Oxnard is also home to campuses of a number of universities such as Azusa Pacific University, California Lutheran University, University of La Verne and Embry-Riddle Aeronautical University.

factoring companies in OxnardHousing

Oxnard is a good city to live in and raise children in, not only because of choices of housing but also because of the low crime rate. Apartments and various housing types are available in a vast range of options, from single-family apartments on the tree-lined streets to waterfront homes.

Recreation & Activities

Oxnard has a relaxed feel thanks to the availability of plenty of recreational facilities and attractions. It is home to various beaches, such as Bass Rock Beach, East Isle and Frenchys Cove in Anacapa Island, Channel View Park Beach and Hollywood Beach. Given the laid-back lifestyle it offers, adventure seekers, vacationers, and tourists come in droves to soak in the sun and engage in recreational activities available. The city is home to a state beach campground, 58 parks, white, sandy beaches and many other venues for outdoor relaxation.

Outdoor recreational activities in Oxnard include bicycling, tennis, golf, surfing, sailing, swimming and hiking. There are bike paths and lanes covering up to 35 miles. Oxnard has large bodies of water and beaches that will meet the needs of water enthusiasts. Electric boats and kayaks are available to rent for people seeking a harbor adventure. Oxnard is a mecca for golfers. It is home to 11 golf courses, three of which are private. Tour opportunities of different kinds are available in the city. One can go on military installation tours, tours of historical architecture, citrus packing facility tours, sport fishing tours, agricultural tours … the list goes on and on. Information on tours can be obtained from the Oxnard Convention & Visitors Bureau.

The city offers diverse social, civic and cultural activities. If you have a penchant for fine art, head to Downtown Oxnard, where the Carnegie Art Museum is located. The Elite Theatre Company is a great venue for live theater. For people seeking challenging and adrenaline-fueled adventures, the Jim Hart Kart Racing School is a fine choice. Downtown Oxnard is home to world-class restaurants and popular chains alike, such as Red Lobster and BJ’s Restaurant & Brewery. Connoisseurs of wine will have a place in any of the three wineries and tasting rooms in the city, including Magnavino Cellars, Rancho Ventavo, and Herzog Wine.