San Diego

Financial Solutions for North American Companies


When businesses need reliable financing options, factoring companies in San Diego such as Scale Funding are ready to provide funding. Invoice factoring delivers fast, steady cash-flow to companies in need of immediate financing.

Cash Flow Solutions – San Diego Invoice Factoring or Business Loans and Lines of Credit

Factoring Companies in San DiegoThree common forms of financing companies use are invoice factoring, business loans and lines of credit. While these can be good cash-flow options for a business, it’s important to look at the company need when deciding on the right solution.

Invoice factoring, also known as accounts receivable financing, is when a company sells its receivables to a third party to get paid right away. If your customers are taking 30 days or more to pay you, invoice factoring can eliminate the cash-flow gap. Business loans and lines of credit only provide a solution to cash-flow gaps for a short period. When your company grows, and it can take time to get more capital, your cash-flow gap is even more significant as you’re still waiting for customer payment.

Another benefit of invoice factoring is the account setup process is quick. While business loans and lines of credit can take weeks months before you receive funding, invoice factoring provides same-day funding solutions.

There are many factoring companies in San Diego to choose from, but Scale Funding is your number-one choice because of our top-rated customer service, low rates, high advances, and quick setup. Take control of your business cash flow with our invoice factoring and accounts receivable financing programs.

Factoring from $50K – $20 Million


Scale Funding has expertise in a variety of industries. Since 1994, we’ve provided funding solutions through our San Diego accounts receivable financing programs to thousands of businesses across California and North America.

invoice factoring and accounts-receivable financing for telecom and wireless contractorsTelecom: Wireless Infrastructure, Tower Erectors, Tower Construction, Antenna Maintenance, Tower Climbers heavy construction factoring & financeHeavy Construction: HDD Drilling, Bulk Material Handling, Trenching, Excavation, Grading
invoice factoring and accounts-receivable financing for technology companiesTechnology: Data Migration, Consultants, IT Services, Software Development, Network Administration factoring for trucking companies and freight factoringTrucking: Reefers, Flatbeds, Tankers, Specialty Carriers, Hot Shots, Dry Van Carriers, Chemical Haulers
invoice factoring and accounts-receivable financing for government contractorsGovernment Contracts: Defense, Security, Service, Transportation, Local, State & Federal Invoice factoring and accounts-receivable financing for staffing agenciesStaffing: Administrative, Healthcare and Medical, Clerical, General Labor
invoice factoring and accounts-receivable financing for solar, wind, and renewable energy contractorsRenewable Energy: Site Preparation, Wind Farms, Solar Fields, Site Maintenance factoring for oilfield service companiesOilfield: Roustabouts, Gravel Haulers, Flowback Testing, Drilling, Frac Sand Haulers
invoice factoring and accounts-receivable financing for utility contractors and pipeline contractorsUtility & Pipeline: Pipeline Construction, Site Maintenance, Utility Services, Sewer & Water Main Construction Invoice factoring for other industriesOther Industries: Printing, Apparel, Wholesale, Distribution, Manufacturing, Miscellaneous Services

Business & Financial Situations

Companies in a variety of business and financial situations utilize invoice factoring and accounts receivable financing to fund their businesses.

For many of these situations, traditional lending from a bank isn’t an option or not enough funding is available. Our solutions provide the cash needed to not only maintain operations but to grow.

We fund:

  • Companies in need of cash
  • Industries with slow-paying customers
  • Companies in growth and expansion mode
  • Those with maxed-out lines of credit
  • Start-up companies
  • Bank turn-downs
  • Companies with less-than-perfect credit
  • Companies with tax problems and liens
  • Bank Workouts
  • Chapter 11 bankruptcy companies in need of a DIP financing solution

Factoring companies in San DiegoSan Diego

There are many reasons why San Diego is to as “America’s Finest City.” From the fantastic weather to the white, sandy beaches that stretch for countless miles, San Diego is a favored stop for tourists all around the world.

San Diego’s population averages at 1,381,083 people, with an average of 4,247 people per square mile. San Diego County is composed of 18 cities, including attractive beach towns such as Carlsbad, Del Mar, La Jolla, Point Loma, and downtown San Diego’s Gaslamp Quarter. The weather beautifully compliments these cities. August is the hottest month averaging at 73 degrees, while January is the coldest, averaging at 57 degrees. San Diego averages 267 warm and sunny days out of the year while the country’s national averages only 213!

When it comes to San Diego’s business climate, San Diego is ranked as one of the top research-and-development locations in the nation, specializing in the industries of engineering, biotechnology, pharmaceuticals, and life sciences. San Diego is also internationally known for Cleantech, continuously making strides in the innovation and research of renewable energy. Back in 2014, San Diego was listed by a Forbes Magazine columnist as the best city in the country to open up a startup company or a small business. San Diego has the largest concentration of military in the world. The town contains 60 percent of the ships from the U.S. fleet, and over a third of the U.S. Marine Corps combat power. It is also the most extensive federal military workplace in the world. Many people historically know San Diego as “the birthplace of naval aviation.”

San Diego History

The very first inhabitants of the area we call San Diego were Natives known as the Kumeyaay people. However, when the Europeans arrived, San Diego was the first part of California they ever settled in, inspiring them to label the city as the “birthplace of California.”

Explorer Juan Rodriguez Cabrillo discovered San Diego Bay in 1542, but it would be 200 years later before the Europeans would establish a fort and mission in 1769. This establishment would eventually expand under Spanish rule until the region was soon taken over by Mexico.

In 1846, the United States was at war against Mexico over Alta California, a region that included major ports in California, including San Diego. As a final result of the Mexican-American War of 1846-1848, Mexico signed the “Treaty of Cahuenga” confirming the surrender of Alta California to the United States in 1847. Mexican negotiators fought tirelessly to keep San Diego as part of Mexico, but the Americans refused, stating that San Diego was “for every commercial purpose of nearly equal importance to us with that of San Francisco.” The Mexican-American border was then established to include the entire San Diego Bay as part of the United States.

In 1850, the state of California was officially admitted to the United States. Though San Diego stayed a small town for decades, it began to rapidly develop thanks to the military development establishments during World War II. The foundation of San Diego’s economy was also laid by boosters, entrepreneurs, and the booming industries of military defense and technology, international trade and tourism.

This explains why San Diego remains a force in military development, technology, and tourism to this day. Today, San Diego has become the eighth largest city in the entire country.

San Diego Education

San Diego has 18 universities. Among these are San Diego State University, Point Loma Nazarene University, University of San Diego, and The Art Institute of California – San Diego.

factoring companies in San Diego

San Diego Culture and Recreational Activities

San Diego’s third largest industry is tourism, vacations, and conventions. More than 30 million people visit San Diego every year, ranking the city as one of the top 10 of visitor and meeting destinations in the U.S.
Some of these attractions include:

North Park Recreation Facility – North Park’s recreation facility is a great place to make new friends and establish great social connections. The facility offers many classes that include yoga, musical theatre, ceramics, and even cooking classes.

San Diego Zoo – The San Diego Zoo is one of the most significant animal associations in the world. The zoo has over 3,700 animals of more than 650 species and subspecies!

San Diego Gaslamp District – Historically known as “New Town” of San Diego. The Gaslamp District is made up of 16 ½ blocks of restaurants, nightlife venues and other forms of entertainment. Scheduled events often take place in the Gaslamp, such as the Street Scene Festival and Mardi Gras. The Gaslamp District is located in downtown San Diego.

Belmont Park – Belmont Park is San Diego’s historic, oceanfront amusement park. It was developed by John D. Spreckles and opened on July 4th, 1925. Belmont Park is located in Mission Beach, San Diego and was initially called the Mission Beach Amusement Center. Belmont Park is known for its Giant Dipper roller coaster and its indoor swimming pool, The Plunge.

Balboa Park – Balboa Park is one of the oldest parks in the United States and was developed for recreational use. The 1,200-acre urban cultural park is filled with museums, theaters, and includes the San Diego Zoo. It is also filled with gardens, restaurants and gift shops.

Qualcomm Stadium – Qualcomm is San Diego’s multipurpose stadium. It is the home of the San Diego Padres and the San Diego Chargers. The stadium opened back in 1967 and was previously known as the San Diego Stadium, and then the Jack Murphy Stadium.

San Diego Bay (Port of San Diego) – The beautiful Port of San Diego is a natural harbor and deepwater port. It is approximately 12 miles long and up to 3 miles wide. It is located near the U.S. – Mexico border.

San Diego Central Library – The newest library built with visionary architectural design. San Diego’s central library will be your resource to research as well as upcoming events in San Diego.

San Diego’s convention corporation is not only listed as one of the city’s main attractions. Conventions heavily contribute to San Diego’s economy. San Diego’s Comic-Con was estimated to bring in over $139.5 million dollars in revenue alone.

Many celebrities who were born in San Diego: Cameron Diaz, Nick Cannon, Robert Duvall, Gregory Peck, and Mario Lopez to name a few.

It doesn’t get much better than San Diego. If you’re looking for a beautiful area to live, filled with massively entertaining events, unbeatable weather, and an ultimate ideal place to relax – there’s no place like San Diego.