San Jose

Financial Solutions for North American Companies


The Benefits of Accounts Receivable Financing & Invoice Factoring

More and more companies are taking control of their business finances with accounts receivable financing and invoice factoring. Instead of waiting up to 90 days or more to get paid, our San Jose invoice factoring programs provide you with immediate cash on your invoices.

For more than 25 years, companies all over North American have utilized Scale Funding over other San Jose factoring companies. We offer many benefits like:
San Jose factoring companies

  • Free Factoring Consultations and Quotes
  • Easy setup process
  • Low rates
  • Advances up to 95 percent
  • Dedicated relationship manager
  • Account collector
  • Online reporting


Our San Jose accounts receivable financing programs have helped a variety of industries including:

  • Technology
  • Telecom & Wireless
  • Transportation (Trucking & Freight)
  • Staffing Agencies
  • Government Contractors
  • Renewable Energy
  • Utility & Pipeline
  • Heavy Construction
  • Oilfield Services
  • Printing, Manufacturing, Distribution, Apparel & Many More

Get the Cash You Need

Whether you need cash because of slow-paying customers, you’re expanding or going through financial challenges, we can help.

Don’t worry if your credit is less-than-perfect or maxed out, our programs look at the credit of your customers rather than yours. We also offer debtor-in-possession financing solutions to companies that have filed for bankruptcy.

Our flexible programs are available to many business situations, making us the top choice among San Jose factoring companies. Get started with Scale Funding, North America’s number one factoring company.

San Jose

San Jose, originally known as Pueblo de San Jose Guadalupe, is the third largest city in California and the tenth largest city in the United States. The diverse population of the city is estimated at just over 1 million while the population density is an average of 5,300 people per square mile. Residing in Santa Clara County, it’s also the largest city in the Bay Area as well as the largest city in North County.

This city is famously nicknamed “the Capital of Silicon Valley,” due to the city’s reputation as a global city thanks to its incredible affluence and high quality of living. San Jose placed itself on the map of innovation when it positioned itself comfortably in the booming high-tech industry back in the 1990s. But technology wasn’t the only industry that dramatically benefited the city. Before San Jose became urbanized, the city was a flourishing agricultural center where veterans flocked after World War II. Between 1950 and 1960, returning veterans contributed to the massive growth and expansion of the city, which resulted in a substantial land expansion. Although San Jose was an agricultural center for more than 150 years, it was only a matter of time before the city would transition from agriculture to high-technology and electronics.

San Jose factoring companiesSan Jose’s profitable business climate can also be accredited to the affluence of the high-tech world. The city’s successful transition into technology ranks San Jose today as the number one location in America to start a business. Despite the facts that the cost of doing business is high as is the cost of living, the metro-city stands firm in its ranking, thanks to the massive tech boom.


San Jose served as the first original state capital of California. However before the Spanish arrived, the area around San Jose was inhabited by a Native people known as the Ohlone. San Jose was “discovered” in 1777 by Lieutenant Jose Joaquin Moraga, who originally named the city Pueblo de San José’ de Guadalupe to honor Saint Joseph. San Jose started off as the first civilian town in the Spanish colony of Alta California and served as a farming community for Spanish military installations located in Monterey and San Francisco. It wasn’t until 1850 that San Jose would serve as the state capital when California gained statehood.

While serving as a farming community, the pueblo was moved from its original location near today’s Guadalupe Parkway and Taylor Street, to what we know today as Downtown San Jose.

The Spanish would eventually lose ownership of San Jose to Mexico in 1821 after Mexico broke away from the Spanish crown. After losing the Mexican-American war of 1846-1848, and signing the “Treaty of Cahuenga,” Mexico lost control of Alta California (which included San Jose) back in 1847. Because of this, San Jose became part of the United States.

San Jose became California’s second incorporated city, after Sacramento, on March 27th, 1850. The city’s first mayor was Josiah Belden. As the first California state capitol, San Jose hosted first and second sessions of the California Legislature in 1850-1851. These affairs took place in what we know today as the Circle of Palms Plaza in downtown, making it the historical marker for California’s first state capitol. The Butterfield Overland Mail route was where the city first served as a station.

San Jose would not be the only state capitol that California would have. San Jose would remain the state capitol for two years before legislators would offer different propositions to change the capitol’s location. Legislators weren’t exactly impressed with the city being the capital because of the city’s size and limitation of resources at the time. The next city that would serve as the capital would be Vallejo, between 1851-1852, but it also fell short to the legislators’ needs. Benicia was another option in 1853, but the legislators ruled the city too small for growing state government machinery.

During this time, Sacramento was already flourishing as a city, thanks to its occurring trading colony, which also served as food distribution and John Sutter’s mill for gold miners. On top of Sacramento’s success as a city, there was still more room for future growth and expansion of the land. In 1854 it was a no brainer for legislators to make Sacramento the state capitol.


San Jose factoring companiesThere are 10 universities in San Jose, including San Jose State University, University of San Francisco, Silicon Valley University and DeVry University

Culture and Recreational Activities

Tech Museum of Innovation – Commonly known as “The Tech.” This museum is located in downtown San Jose, the heart of Silicon Valley. Back in 1990, the Tech was the former convention center of San Jose.

Circle of Palms Plaza – Also located in Downtown San Jose. The Circle of Palms Plaza is the site of California’s first state capitol.

Municipal Rose Garden – The Municipal Rose Garden is located at the intersection of Naglee and Dana Avenues in San Jose. The rose garden can be found in Rosicrucian Park.

Rosicrucian Egyptian Museum – A museum devoted to Ancient Egypt. It is the largest Ancient Egypt museum in all of North America. This museum is in Rosicrucian Park in the Municipal Rose Garden.

Winchester Mystery House – This world-famous mystery house is a giant mansion maze that was previously owned by the widow Sarah Winchester. The house is rumored to be haunted by the ghosts of those killed by Winchester rifles. The Winchester Mystery House is listed on the National Register Historic Places.

California Theatre – The California Theatre was once the historic movie palace. Now it is a performing arts center for music, dance and other activities.

Raging Waters – Raging Waters is the largest water park in Northern California. The water park is also located in San Dimas, California.