Financial Solutions for North American Companies


Unlock Working Capital with Invoice Factoring

Invoice factoring is a B2B financing solution that allows companies to unlock working capital that is tied up in their receivables. It is also commonly referred to as accounts receivable financing and it works by selling your open invoices to a factoring company to get a same-day advance on the invoice.

While there are many financing and factoring companies in Torrance and throughout California, Scale Funding offers many benefits when you choose our invoice factoring programs. A few of the benefits are listed below.

  • Quotes in 15 Minutes
  • Same-Day Funding
  • Low Factoring Rates
  • Competitive Advance Rates
  • Free Credit Checks on Customers
  • Free Collection Services
  • 24/7 Online Reporting

Industries We Serve

For more than 20 years, we’ve financed a variety of industries through our Torrance accounts receivable financing programs. Our funding teams know the invoicing process for many industries, including:

 Staffing Agencies Oilfield Services Trucking & Freight
 Government Contractors Utility & Pipeline Heavy Construction
 Renewable Energy Telecom & Wireless Technology

A Customized Solution

One thing that sets our Torrance invoice factoring programs apart from other financing options is that we’re able to work with companies at various sizes and business stages. Below are just a few examples.

Torrance invoice factoringSlow-Paying Customers

Companies that can’t wait to get paid from their customers use our factoring services to eliminate the cash-flow gap.

Growing Companies

If you’re growing quicker than cash is coming in, our Torrance accounts-receivable financing programs can help. We provide you with steady cash flow so that you can accept more work and have the confidence that your bills will be paid and payroll will be met.

Credit Issues

If your credit is maxed, less than perfect or you don’t have much history, we can work with you. Our approval is more dependent on the creditworthiness of your customers than yours.


Start-up companies use invoice factoring to get off the ground running. Accept contracts with the confidence of knowing you’ll get paid.


Companies that have filed for Chapter 11 bankruptcy get back to financial freedom with our DIP financing solutions.

Torrance, California

Torrance is a hidden gem located in southern California. It is one of the safest cities in Los Angeles County and is just a few minutes away from Los Angeles International Airport. But before you jump out of your seat, let’s first see Torrance up close and learn about the community that is “The City with a Hometown Feel.”

Torrance invoice factoringArea and Location

Torrance is magically sculpted in the South Bay region of Los Angeles County. It is the eighth-largest city in Los Angeles County, and it covers 21 square miles (12,312 acres) of land, bound by the Pacific Ocean on the west. Blessed with 1.5 miles of pristine coastline, the beach is one of the highlights of Torrance’s tourist attractions.


Torrance takes its name from Jared Sidney Torrance, an American real estate developer after it was founded in 1911. In 1887, he moved from Pasadena, and together with other investors, believed in the value of creating a mixed industrial-residential community. They purchased a portion of the Spanish land grant called Rancho San Pedro and hired nationally distinguished landscape architect Frederick Law Olmsted Jr. to develop a new planned community. Architect Irving Gill helped by designing the principal structures of the buildings. The output of their vision and hard work is what we know today as Torrance.


Torrance delights in a pleasant climate characterized by warm temperatures, sea breezes, and low humidity. The rainy season is from November to March.


In 2010, the total population of Torrance was about 145,000. It is also eminent that the percentage of Asian people is high in the city. As of 2014, Torrance had the second-largest population of Japanese of any U.S. city, with Honolulu just ahead. As the city is home to the U.S. headquarters of two of the three largest Japanese automakers, it’s no surprise to find several Japanese restaurants and other Japanese cultural offerings in the city.


Strategically located in the South Bay, the city is close to downtown Los Angeles as well as the ports of Los Angeles and Long Beach. It is easily accessible by the 405 and 110 freeways and from 91 State Highway. As a result, Torrance is often referred to as the location of choice for businesses geared toward progress. Furthermore, it maintains low business taxes and has plenty of business-friendly programs which aid in achieving a healthy environment for business growth. The city’s economic development office knows the needs of businesses; hence, it provides valuable services and information that will benefit and improve the workplace. It also offers business and professional development assistance, economic incentives and an efficient permit and inspection process to businesses.

Art and Culture

The Cultural Services Division, true to its mission of strengthening the city as a distinct center for cultural programs and arts, is committed to expanding the utilization of culture and arts by both touring and local artists, helping them connect their work to the public and cultivate artistic resources.

There are handfuls of museums you can explore that will immerse you in the rich culture of the city. Among these museums that are worth a visit are the Torrance Art Museum, Torrance Historical Society, Toyota Art Museum, California Museum of Fine Art, Chen Art Gallery and Destination: Art.

Local Tours

Torrance will connect you to diverse culture and cuisines and captivating places with fascinating people. It goes beyond just sightseeing: it’s all about discovering and gaining experiences that will surely capture your heart. Besides picturesque beaches and spectacular sunsets, the city offers a variety of things to do for everyone. You can check out a few of the attractions below:

  • King Harbor Marina
  • Alpine Village
  • Del Amo Fashion Center
  • The Strand Beach Bicycle Trail
  • Madrona Marsh Preserve

Disaster Preparedness

Since Torrance is in earthquake-prone California, the community ensures that they are always prepared during an emergency or disaster. A well-organized emergency program has been built in collaboration with all city departments. This reinforces strong mitigation measures that prepare everyone beforehand on what to expect during and after a disaster.

In a fast-paced environment, Torrance continues to preserve its “hometown feel” while remaining a leading city geared toward excellence.