Financial Solutions for North American Companies


Cash-Flow Solutions

When looking for a funding solution to speed up cash flow, many companies turn to invoice factoring, also known as accounts-receivable financing. Invoice factoring works by selling your invoices to a factoring company at a discount in exchange for same-day payment. Our Jacksonville invoice factoring programs provide you with the cash you need to meet payroll, pay bills, invest in new resources and more.

Jacksonville factoring companiesWhile there are several Jacksonville factoring companies, Scale Funding offers some of the highest cash advances and lowest rates. Get started now with a quote in just 15 minutes.

Some companies may turn to a business loan or line of credit, but it’s important to look at the differences between these funding options prior to deciding.


Jacksonville Accounts-Receivable Financing & Invoice Factoring

Jacksonville Business Loans & Lines of Credit

Quick, 15 minute approvals Long, extensive approval process
Same-day funding Funding typically in 1-3 months
No monthly interest paid Monthly interest paid
Invoices are the collateral Inventory, equipment, assets, etc. are the collateral
Does not create debt Creates debt
Free credit analysis and risk assessment on your customers No credit services
No limits – Financing grows as you grow Limits – borrowed money is capped

Why Scale Funding Over Other Jacksonville Factoring Companies?

Our Jacksonville invoice factoring programs are custom and flexible. This allows us to provide cash to many business stages and financial situations, making us your number-one choice among other Jacksonville factoring companies.

We fund:

  • Start-up companies
  • Companies that are waiting on slow-paying customers
  • Companies that are expanding
  • Bank turn-downs and workouts
  • Those with less-than-perfect or maxed-out credit
  • Companies in need of quick cash
  • Businesses who’ve filed for Chapter 11 bankruptcy
  • Companies with tax issues


Since 1994, Scale Funding has provided cash-flow solutions to many industries through our Jacksonville accounts receivable financing and invoice factoring programs. Our team is knowledgeable in several industries including:

Trucking: Flatbeds, Reefers, Hotshots, Heavy Hauling, Vans and More Telecom: Cell Tower Maintenance, Construction, Fiber Optic and More
Heavy Construction: Environmental Services, Excavation, Grading and More Technology: Data Migration, IT Solutions, Consulting, Software Development and More
Utility & Pipeline: Construction, Maintenance, Utility Locators and More Government Contractors: Local, State, Federal Defense, Security and More
Staffing Agencies: Administrative, Clerical, Medical, General Labor and More Oilfield Services: Drilling, Frac Sand Haulers, Roustabouts, Gravel Haulers and More
Renewable Energy: Wind, Solar, Water, Site Preparation, Construction and More Many More: Printing, Distribution, Manufacturing and More

Jacksonville, Florida

Jacksonville factoring companiesJacksonville has the highest population of any city in Florida and the 12th largest in the US. The city proper is home to some 868,000 residents, and the Jacksonville metropolitan area contains around 1.5 million people. Located in northeast Florida in the First Coast region, Jacksonville is situated on the banks of the St. Johns River about 340 miles north of Miami and about 25 miles south of the Georgia state line. The Jacksonville Beaches communities sit along the Atlantic coast. Jacksonville is a major civilian and military deep-water port. Its location facilitates the Port of Jacksonville, which is the third largest seaport in Florida, as well as two US Navy bases: The Naval Submarine Base Kings Bay and Blount Island Command. These two bases form the country’s third largest military presence.


The area now known as Jacksonville has actually been inhabited for thousands of years. A team from the University of North Florida discovered some of the oldest pottery remnants in the US here; these pieces dated back to 2500 BC. During the 16th century, the area was home to a coastal subgroup of the Timucua people, the Mocama. A very early map shows a village named Ossachite where downtown Jacksonville now sits; this is the earliest known name for that region.

In 1562, Jean Ribault charted the St. Johns River and called it the River of May. He claimed the land he discovered for France and erected a stone column near present-day Jacksonville. Two years later, the first European settlement was established. Spanish forces attacked this settlement in 1565 and killed almost all of the French soldiers protecting it. The Spanish then renamed the area San Mateo.

In 1763, after the French and Indian War, Spain ceded Florida to the British and the British soon constructed roads and bridges and cultivated fruits, sugarcane, and indigo. They also began exporting lumber. The northeastern region of Florida began to prosper and continued to do so even after the British ceded the territory back to Spain in 1783 after losing the American Revolutionary War. Finally, Spain ceded Florida to the US in 1821, and American settlers established the town of Jacksonville, named for Andrew Jackson.


Numerous celebrities and well-known people from various fields have called Jacksonville home. Thanks to the city’s NFL participation beginning in 1995, there are numerous modern NFL players and NCAA greats in the area, such as Tim Tebow, Jimmy Smith and Fred Taylor. Jacksonville has also produced a large number of musicians and rock bands including Ray Charles, Lynyrd Skynyrd, Limp Bizkit, Shinedown, Tim McGraw, Pat Boone and more. Also, the area has been home to several notable or recognizable people, such as Elizabeth Edwards, John Edwards’s wife and healthcare rights activist. Bob Hayes, also from Jacksonville, was once considered one of the fastest athletes in the world. NASCAR driver LeeRoy Yarbrough, pro golfer David Duval, Twilight actress Ashley Greene, radio host Rick Dees and adult actress Chrissy Moran were all either born in Jacksonville or spent time living there.


Jacksonville’s public school district is the 15th largest in the US and contains 105 elementary schools, 28 middle schools, and 20 high schools. There are also 13 charter schools. Several of the city’s high schools, including Paxon School for Advanced Studies and Stanton College Preparatory School, are regularly ranked among the best public schools in the country. Students here can also attend one of 71 magnet schools and focus absolutely on individual interests such as aviation, language, math, technology, or culinary skills. There are also several institutions of higher learning in Jacksonville, including Florida State College at Jacksonville, St. Johns River State College, Jacksonville University, Edward Waters College, Flagler College and more.


Jacksonville boasts a high quality of life, a young, energetic population, and a diverse economic base. The city saw substantial growth during the late 20th century that has continued into the 21st. Jacksonville is a major transportation hub served by access to three major interstates, three seaports, four airports, and a rail system. This logistics network has attracted the automotive industry and Jacksonville was chosen as the site of Southeast Toyota as well as a General Motors distribution center.

Also playing roles in the local economy are pulp and paper mills, construction equipment and building materials, aircraft, beer, optical products, cigars and smokeless tobacco, and surgical products. Aviation is also a major industry here and a natural fit for the region. Each year, 6,000 naval personnel exit the military in Jacksonville, and the majority of them remain in northeast Florida, providing their aviation skills and technical experience to the area. Over 15,000 students enroll each year in aviation-related programs such as Florida Community College of Jacksonville’s Aviation Center of Excellence. In addition, movies and television shows are regularly filmed in Jacksonville, each one potentially adding millions of dollars to the local economy.

Art and Culture

You don’t have to look too hard in downtown Jacksonville to find an art gallery or studio. They’re all over the place, featuring everything from exotic installations to contemporary art. Choose one or two to visit and you’ll quickly discover the incredible art scene the city has to offer. The Museum of Science and History (MOSH) has school programs, daily programs, and special events and a planetarium as well. Or visit the Jacksonville Fire Museum and its hundreds of artifacts representing the history of firefighting in the city. This museum also offers educational fire safety and medical information programs, and a guided tour that teaches about the Great Fire of 1901. There are also many art galleries in Jacksonville, such as 111 E. Bay Street Studios, Art by Mouth, Gallery 1037, Monroe Galleries, and several others.


Jacksonville factoring companiesWhether you’re visiting and are trying to decide what you have time to see or you are a longtime resident exploring your own city, Jacksonville has loads of fun and interesting things to do and see. The Jacksonville Zoo & Gardens offers up-close views of animals such as giraffes, tigers, stingrays, and more, as well as a play park and splash ground for kids to cool off on hot summer days. Don’t miss the beautiful garden exhibits and informative tours.

Is spending the day relaxing on the warm sand your idea of a perfect vacation or day-off activity? Then visit Atlantic Beach. Surf, kayak, or fall asleep on your towel – just don’t forget the sunscreen. You can also visit Friendship Fountain (right next door to the Museum of Science and History, so consider combining the two activities). The beautiful fountain is a peaceful place to relax and enjoy a stunning view of downtown after a long day of sightseeing.

Interested in nature study, bird watching, or photography? Be sure to fit in a visit to Big Talbot Island State Park. This natural preserve is home to a diverse group of island habitats that you can see by hiking Big Pine Trail, Blackrock Trail, or Old Kings Highway. You can also see the island from the water via boat or kayak. Bring a picnic and enjoy it at The Bluffs overlooking the water, or bring your bicycle or rollerblades and explore the almost-three-mile off-road Timucuan Trail.

However you decide to spend your time here, one thing is for sure: people of all ages, interests, and fitness levels can find something to do in the large, versatile city of Jacksonville.