Financial Solutions for North American Companies


Get Started With Invoice Factoring in 3 Simple Steps

factoring companies in LakelandInvoice factoring, also known as accounts-receivable financing, is a finance solution many companies use to speed up their cash flow.

Scale Funding is your top choice among factoring companies in Lakeland, Florida and throughout the United States. We can get you the cash you need in just three simple steps.

  1. Contact a financial representative at Scale Funding and inquire about our Lakeland invoice factoring programs. In as little as 15 minutes, we’ll get you approved and answer any questions you may have.
  2. Once you’re quickly setup, send your invoices directly to Scale Funding.
  3. The day that we receive your invoices, we’ll get you the cash your business needs. We’ll deposit a competitive advance directly into your bank account. Once your customer pays the invoice 30-90 days later, we’ll deposit the remaining five percent, minus a small factoring fee for our services.

Personalize Service & Custom Programs

Since 1994, we’ve offered personalized service and custom programs to companies throughout Lakeland and Florida. Not only are our programs customized to fit your needs, we also offer additional services at no extra charge such as AR management, collections, risk assessment and credit reports.

Some of the reasons companies choose to use our Lakeland accounts-receivable financing programs include:

Slow-Paying Customers  Our invoice factoring programs bridge the cash-flow gap from slow-paying customers.
Expansion & Growth  If your company is expanding quicker than your cash flow, our factoring programs can help.
Credit Issues  If your credit is maxed or less-than-perfect, we can work with you to get you the cash you need.
Start-Ups  Start-ups need working capital to get off the ground running. Our Lakeland invoice factoring programs can help.
Bank Turn-Downs & Workouts  Even when the bank says “no,” we say “yes.”
Tax Problems  We can work with companies even with tax liens.
Bankruptcy  Companies that have filed for bankruptcy need cash to get back on their feet. Scale Funding helps companies after a bankruptcy get the cash they need.

Who Factoring Benefits

Our factoring programs have provided a cash-flow solution to many companies for more than 22 years. Our industry expertise makes us stand out from other factoring companies in Lakeland and Florida. We’ve funded many industries including:

  • Trucking & Freight
  • Telecom
  • Oilfield
  • Utility
  • Pipeline
  • Heavy Construction
  • Technology
  • Government Contractors
  • Staffing Agencies
  • Renewable Energy
  • Many More

factoring companies in LakelandLakeland, Florida

Located in Polk County, Florida, the city of Lakeland is home to over 100,000 residents. As part of the Lakeland-Winter Haven Metropolitan Area (a metro area with over 600,000 people), Lakeland is paired with Richmond Hill, Japan; Portmore, Jamaica; Balti, Moldova; and Chongming County, Shanghai, China in the Sister Cities program. Lakeland was once home to Native American tribes and now boasts the 1,267-acre Circle B Bar Reserve.

With a total area of 67 square miles, Lakeland sits within the Central Florida Highlands area. Its terrain consists mainly of flatland and gently rolling hills. Summers here tend to be hot and humid with high temperatures in the 90s and lots of sunshine, while winters are mild and dry with high temperatures typically in the low 70s and lows dipping only into the 50s. Below-freezing temperatures are rare.

Unsurprisingly, given the city’s name, lakes are the dominant feature in Lakeland. There are 38 named lakes in the area with numerous unnamed bodies of water. Lake Parker is the largest with an impressive size of 2,550 acres. Lakeland culture revolves around the many lakes. In fact, residents use the lakes as reference points (as in, “I live near Lake Morton.”). There are many swans on the lakes; these are the descendants of royal swans gifted to the city by Queen Elizabeth. In 2006, Scott Lake experienced a cluster of sinkholes and was almost completely drained, but it has since partially refilled.


After the Civil War, Bartow (southeast of Lakeland) was established as the county seat of Polk County. However, people soon began settling in the northern area of the county, which became Lakeland. Lakeland was incorporated in 1885, not long after rail lines reached the area. Abraham Munn founded the town when he purchased 80 acres of land in what is now downtown Lakeland. The Spanish-American war had a major impact on Lakeland, as the city was a launch point for the war; with over 9,000 troops housed here. This was a significant point in the city’s development.

Florida’s boom led to the construction of many important structures in Lakeland, many of which are listed today on the National Register of Historic Places. Some of these places are the Terrace Hotel, Polk Theatre, Park Trammell Building, and the Frances Langford Promenade. There are several historic districts in Lakeland with many buildings built during the 1920s and 1940s. From 1923 to 1927, the Cleveland Indians held their spring training there at Henley Field Ball Park. Several parks were built around Lake Mirror, including Hollis Gardens and Barnett Children’s Park.

Unfortunately, it didn’t take long for the boom to come to an end, and it took years for the city to recover. The 1934 arrival of the Detroit Tigers for spring training helped Lakeland’s re-emergence begin. Another helpful factor was the development of the Lakeland Municipal Airport. The 1930s also brought in renowned architect Frank Lloyd Wright, who designed the Florida Southern College campus (his design became a pattern that many other Florida colleges followed).


Major industries in Lakeland include cattle, citrus, and phosphate mining. Tourism, insurance, medicine, transportation, and music have all increased in importance over the past few decades. Publix Supermarkets is the largest employer in the city with over 6,500 employees including warehouse and headquarter employees.

Lakeland is also a transportation hub. FedEx and the Saddle Creek Corporation provide over 600 jobs in the city. Other major employers in Lakeland include GEICO, Rooms to Go, Lakeland Regional Medical Center, and Amazon.

Besides being a popular travel destination, Florida also offers many business and job opportunities. Lakeland leads the state in job growth with a recent substantial boom in job opportunities. This is partly due to new home construction and numerous economic developments. These factors have resulted in a population spike, helping Lakeland become Florida’s seventh-fastest growing city.

Art and Culture

There are many artistic and cultural experiences to enjoy in Lakeland for residents and visitors alike, including numerous performing and visual arts options. The Lakeland Center is a multi-purpose entertainment complex featuring diverse performing arts programs such as the Imperial Symphony Orchestra, the Lakeland Broadway and Entertainment Concert Series, and a variety of children’s performances, to name a few. Florida Dance Theatre is an education, outreach, and entertainment center dedicated to bringing the art of dance to Lakeland and the surrounding communities. The Imperial Symphony Orchestra offers concerts as well as diverse social events each season such as “Masterworks” concerts with world-class guest artists, outdoor summer “Pops” concerts, and even a springtime “Concert under the Stars” at Bok Sanctuary.

Lakeland is also home to several museums, including Explorations V, a three-story kids’ museum featuring interactive exhibits and programs celebrating the five senses. The Polk Museum of Art offers more than 20 annual exhibits in a wide range of genres and styles, from the ancient to the contemporary and from realistic to abstract. Florida Southern College houses the largest collection of Frank Lloyd Wright architecture in the world. And don’t miss the Florida Air Museum at SUN ‘n FUN, Florida’s official aviation museum and education center. This museum boasts a unique collection of over 35 antique airplanes.


With so much warm weather and sunshine and so many nearby bodies of water, finding things to do in Lakeland is easy. Saddle Creek Park offers a variety of recreational facilities including picnic areas, shelters, a playground, and a shooting range. Visitors can also access boat ramps and fishing areas as well as camping and hiking. Lake Parker Park is another nearby park that features two playgrounds, a boat ramp, a nature trail, multiple sand volleyball courts and soccer fields, and much more. Or visit the Green Swamp Wilderness Preserve, a wildlife preserve and recreation area where people can fish, hike, bicycle, canoe, ride horses, and see hundreds of species of wildlife. Little Gator Creek Reserve is a similar concept and home to deer, turkeys, tortoises, and more; visitors can hike and picnic here as well.

On the south side of Lake Mirror Park, you’ll find Hollis Garden, an award-winning botanical garden with thousands of trees, shrubs, flowers, and more. Guests can stroll down a pathway that takes them through the gardens and past waterfalls, grottoes, and fountains; Hollis Garden can also be rented out for weddings. There are a huge number of lakes, parks, and other outdoor areas in and near Lakeland to enjoy; these are just a few.

When you’re ready to head inside for some different entertainment, Lakeland also offers the Lakeland Center, a massive arena and theater that hosts sporting events including soccer, football, hockey, and wrestling. The Joker Marchant Stadium is the city’s premier baseball stadium and seats 8,500 people. This is where the Detroit Tigers hold their spring training as well. Aviation fans will enjoy Fantasy of Flight, an attraction designed to teach visitors about the history of flight and featuring the world’s largest collection of private aircraft.

If you’re in the mood for some adult entertainment in the evening, Lakeland has a vibrant nightlife scene. Enjoy drinks and entertainment with your friends at any of a large number of establishments such as the Pink Piano, Brewlands Bar & Billiards, Molly McHughs Irish Pub, Ybor Cigars & Spirits, or Hookah Palace. Lakeland is a surprising city with a wide variety of business opportunities, beautiful weather, wonderful scenery and wildlife, as well as education, recreation, and entertainment for all ages.