Financial Solutions for North American Companies


There are many factoring companies in Miami. Small and mid-size businesses use invoice factoring to build consistent cash flow, to operate and grow successfully. Scale Funding is one of the top factoring companies in Miami, serving businesses in a variety of industries.

The Advantage of Invoice Factoring

factoring companies in MiamiCompanies turn to invoice factoring and account receivable financing to speed up their cash flow. While there are many factoring companies in Miami, Scale Funding is your number one choice for many reasons.

First, our approval process is quick and easy. We can get you approved in just 15 minutes.

Once you’re approved and set up, you’ll send your invoices to Scale Funding. Within 24 hours, we’ll provide a competitive advance on the invoice amount. This cash advance gives your business the instant cash it needs to catch-up on bills, meet payroll, invest in new resources, or use it for any other needs you may have.

Factoring Lines From $50K – $20MM

Not only do we offer low, competitive rates for our Miami invoice factoring programs, we also provide back-office support including credit analysis, a dedicated account manager, and an account receivable specialist.

Let us handle your accounts receivable management and collections while you focus on maintaining and growing your business.

Factoring Companies in Miami – Custom Factoring

Our programs are designed to work with a variety of business sizes, stages, and situations with monthly programs ranging from $50,000 up to $20 million. If one of the items below fits your business, our Miami accounts receivable financing programs can get you the cash you need.

If you’re in need of quick cash, you don’t have time to wait months for funding from a bank. Our invoice factoring programs provide cash to you within 24 hours.

You’re expanding. If you’re expanding and need the funds to take on more jobs, we can help. We’ll pay you on your invoices same day giving you the working capital to accept new contracts and complete the work.
Your customers are slow-paying. If you’re waiting 30 days or more for customer payment, this causes a cash-flow gap that is hard to fill. However, our Miami invoice factoring programs fill this gap by paying you same day.
You’re unable to obtain funding from a bank. Start-up companies have difficulty securing financing from a bank due to lack of financial history. Companies with maxed-credit or less-than-perfect credit may also be turned down. Scale Funding can work with start-ups and those with maxed or less-than-perfect credit.
You’re going through a bankruptcy. If you’ve filed for Chapter 11 bankruptcy, Scale Funding can help you get back on your feet with our debtor-in-possession financing services.

Miami Invoice Factoring Since 1994

For more than 20 years, Scale Funding has helped a variety of industries through our invoice factoring and accounts receivable financing programs. Our experienced and knowledgeable team makes us your top choice among other Miami factoring companies.

  • Trucking
  • Telecommunications
  • Technology
  • Heavy Construction
  • Government Contractors
  • Staffing Agencies
  • Utility & Pipeline
  • Services
  • Renewable Energy
  • Many More

Getting Started

To learn more about factoring companies in Miami and Scale Funding, call 800-707-4845, and you will receive a free, no-obligation invoice factoring consultation and quote.


factoring companies in MiamiWelcome to Miami, the southeastern seaport city of Florida. Miami is not only the second most populous metropolis in the southeastern United States, but it is also the eighth most populous city in the entire U.S., and the fourth largest urban area in the country, according to the U.S. Census Bureau. It’s no surprise, though, considering that the total population of the city is approximately 5.5 million people, with 11,135.9 people per square mile. Despite the large population, Miami has healthy air quality, clean streets and drinking water, and vast green spaces. No wonder Miami boasts being “America’s Cleanest City.”

But being the cleanest city in America isn’t the only nickname for Miami. The Port of Miami, located in Downtown Miami, is known as the “Cruise Capital of the World” for more than two decades. This port is the number-one cruise passenger port on the planet, accommodating some of the largest cruise ships and operations in the world. Miami is also known as the “Capital of Latin America,” because it is the largest city with Cuban-American citizens.

Downtown Miami is the largest concentration of international banks in the U.S. and is also the home to a significant number of large international and national companies. You can find booming industries like medical centers, biotechnology, hospitals, research institutes, and more in Miami’s Civic Center alone. Miami as a whole city is a major center and leader in the industries of commerce, finance, culture, entertainment, media, the arts, and international trade.

Miami is not only an Alpha-World City, but it also classified as the wealthiest city in the country. When it comes to purchasing power, Miami, if ranked as a country, is the fifth richest in the world. Meanwhile, it’s ranked seventh in the nation and 33rd globally as a leader in the sectors of commerce, fashion, entertainment, education, and more.

Miami History

Before Miami became one of the wealthiest cities in the world, the area, as well as the rest of southeast Florida, was inhabited by the Tequesta Native American tribe (also referred to as the Tekesta, Tegesta, Chequesta or the Vizcaynos). The Tequestas would eventually migrate in large numbers by the middle of the 18th century. The name “Miami” was coined after the Mayaimi tribe that lived around Lake Okeechobee for nearly 2,000 years.

By the mid-16th century, the French were among the first European settlers in the area. In 1566, the Spanish monarchy sent Pedro Menéndez de Aviles to remove the French from Florida, who by this time had already several established colonies. Menéndez left two Jesuit missionaries behind in an attempt to convert the Tequesta natives to Roman Catholicism, but the tribe rejected the missionary teachings. After a year of no success, the Jesuits went back to St. Augustine. In 1836, Fort Dallas was built as a military base during the Second Seminole War.

In the 1800s, Miami became known as “Biscayne Bay Country.” It was described during this early period as “one of the finest building sites in Florida,” and before that as “a wilderness that held much promise,” according to sources. This quote was reinforced when Miami’s crops survived the “Great Freeze of 1894.” It was then that local citrus grower Julia Tuttle convinced railroad tycoon Henry Flagler to expand the Florida Coast Railway to Miami. This marked the beginning of Miami’s hastened growth in population. Tuttle’s achievement in Miami’s expansion is also why Miami is called “the only major city in the United States that was conceived by a woman.”

Miami would prosper throughout the early 1920s until 1925, when suffered from the real-estate bust, followed by the Miami Hurricane in 1926 and then the Great Depression of the 30s. Miami rebounded during the 40s due to its location on the southern coast of Florida as the city played a significant role against German submarines during World War II. Because of the war, Miami’s population increased to almost half a million. The population would rise even further after Fidel Castro rose to power in 1959, causing many Cubans to migrate to Miami.

Miami would endure hardships during the 1980s and 1990s. Some of them included the Arthur McDuffie beating, along with Hurricane Andrew, the Elian González affair, and drug wars. But despite these hard times, Miami stands tall today as a major center for culture finance, and other international industries.


There are 30 colleges in Miami, Florida, including West Coast University, the University of Central Florida, Laurel University, Miami International University, and the University of Miami.

factoring companies in MiamiMiami Culture & Recreation

Jungle Island: Jungle Island (formerly known as Parrot Jungle) was one of the first tourist attractions in Miami. Jungle Island is the attraction of the world’s most exotic animals.

Perez Art Museum: Perez Art Museum Miami (PAMM) is an exhibit dedicated to showcasing the international art of the 20th and 21st century. It was founded in 1984 as the Center of the Arts and was then known as the Miami Art Museum from 1996 to 2013.

Villa Vizcaya: The Villa Vizcaya is now known as the Vizcaya Museum and Gardens. It’s the former villa and estate of businessman James Deering of the Deering McCormick-International Harvester fortune. This garden captivates visitors worldwide with its timeless Renaissance style.

Holocaust Memorial of the Greater Miami Jewish Federation: This memorial honors both survivors and the lives lost during the Holocaust. The tribute features a sculpted hand of pain that strikes viewers with an everlasting sense of beauty.

The Barnacle Historic State Park: Here lies the Old Florida bayside home and grounds. The house built here is known as the oldest location in Miami-Dade County.

Fair Expo Center: The Fair Expo Center is located in Downtown Florida. Here you can find yourself experiencing the many festivities and events of Miami-Dade County, such as the Miami-Dade County Fair & Exposition.