Financial Solutions for North American Companies


Turn Invoices into Same-Day Cash with Factoring

Instead of waiting 30 to 90 days for customer payment, turn your invoices into same-day cash with invoice factoring. Invoice factoring is your debt-free financing solution that speeds up your cash flow, allowing you to meet payroll, catch up on bills and grow your business.

factoring companies in NapervilleInvoice factoring, also referred to as accounts-receivable financing, works by selling your open invoices to a factoring company in exchange for quick cash. When you choose Scale Funding over other financing and factoring companies in Naperville, you’ll receive same-day funding, low factoring rates and free back-office support, such as collection and credit services.

Some companies may turn to a bank for a loan or line of credit, but they’re not always quick or available options. The approval process can be lengthy and funding can take weeks, even months to obtain. With our Naperville invoice factoring programs, we’ll get you approved in about 15 minutes, set up in as little as three business days and funded within 24 hours once setup is complete. After the initial funding, each funding will happen the same day we receive your invoices.

Contact us today to get started and take back control of your business financials.

Serving B2B Industries

Since 1994, we’ve provided a variety of B2B companies the cash flow they need through our Naperville accounts-receivable financing programs. Below are just a few of the industries that we specialize in.

 Trucking & Freight Oilfield Services Staffing Agencies
 Government Contractors Heavy Construction Utility & Pipeline
 Technology Renewable Energy Telecom Services

A Customized Solution for Your Needs

One of the reasons we’re the top choice among factoring companies in Naperville and throughout Illinios is our ability to offer financing to businesses when others can’t. Our flexibility and custom month-to-month solutions offer a variety of business sizes and stages the financing they need.

Contact us today if you’re:

  • Waiting to get paid.
  • Expanding.
  • Turned down by a bank because of credit issues.
  • In a bank workout situation.
  • Starting up.
  • In need of DIP financing.

Naperville, Illinois

With a population of over 140,000, Naperville is a city located 28 miles west of Chicago in DuPage and Will counties in the state of Illinois. Ranked second on best school systems in the United States, tenth on being one of the best places to live and having 88 percent of its 2015 graduating class pursue higher education, Naperville is a top-ranked community in the nation in which to live, raise children and retire. It is also ranked one of the safest cities in the United States, with an exceptionally low crime rate. With more than 150 parks, annual events, a number of corporate buildings and hotels and award-winning libraries, Naperville has all the amenities of a modern city and all the charm of a small town. Naperville is the fifth-largest city in Illinois, preceded by Chicago, Aurora, Rockford and Peoria.


Naperville’s history began in 1831 with the arrival of Joseph Naper at the west bank of the DuPage River . Together with his family and friends, he established what would be known as Naper’s Settlement. They arrived in a schooner called “The Telegraph” with other families, several of which remained in the settlement that would become Chicago. By 1832, over one hundred settlers arrived at Naper’s Settlement. Fort Payne was built to protect the city from the possible attacks of Sauk tribe, which never took place. In 1834, the Pre-Emption House was established due to the increasing importance of the settlement as a stagecoach stop between Chicago and Galena. Incorporation of the settlement into a village took place in 1857, at which time the population was 2,000. From 1864, Naperville was a part of the Chicago, Burlington and Quincy Railroad, which eventually played a significant role in the development of the community. In 1890, Naperville was organized as a city and had a population of 2,629. In the beginning of the nineteenth century, Naperville residents began receiving city services such as electricity, telephone, water and sewer. As of 1960, Naperville had a population of 12,933. However, Naperville had been comprised mostly of rural areas until the 1960s and did not see any significant increase in the number of residents. Only afterwards, with the establishment of East-West toll road and Interstate 355, did Naperville experience a population and an economic boom, as the city had an inroad to downtown Chicago. Following these developments, industrial, retail, residential and service industries boomed in and around Naperville. In the 2000s, nearly 130,000 residents called Naperville home. Construction of the Riverwalk in the early 1980s resulted in revitalization of the downtown area. Today it is one of the iconic places of Naperville where residents can enjoy acres of park and paths.


Being one of the most populated cities in Illinois, Naperville has developed a strong economic environment and became one of the highest revenue generators of the state. The median household income is well above the national average. In 2015, Naperville generated the second largest amount of retail sales in Illinois. A low property tax rate is maintained thanks to effective management of the city’s finances. The most common industry areas include technical, professional and scientific services, finance and insurance, construction, educational services, accommodation and food services.

factoring companies in NapervilleCulture

From 1999 through 2010 the Naperville Public Library has maintained first place in the rankings among cities with populations between 100,000 and 249,999. Currently, there are three public library facilities in the city area: The Nichols Library, the Napel Boulevard Library and the 95th Street Library. The libraries receive around one and a half million visitors per year. Naperville also hosts the Naperville Independent Film Festival, an annual event in which independent filmmakers can present their films.


Naperville Riverwalk
The Naperville Riverwalk was created in 1981, the year when Naperville celebrated its 150th anniversary. This linear park features 1.75 miles of brick walkways, covered bridges, relaxing fountains, celebratory memorials, stunning landscaping, outdoor sculptures and artwork, recreational facilities and much more. It is easily accessible from downtown Naperville and has free public parking spaces. The park is a focal point for all ages of visitors. It is considered the “crown jewel” of Naperville thanks to its beauty and tranquility.

Centennial Beach

Centennial Beach is a recreation spot that features a swimming pool that holds 6.2 million gallons of water with a man-made sand beach next to the shallow end of the pool. Water slides, diving boards and docks and the grill next to the pool are the essential parts of the facility.

Paddleboats & Kayaking

Next to Centennial Beach, alongside the Naperville Riverwalk, lies the Paddleboard Quarry, which offers paddleboard and kayak rentals and boat rides from mid-May through mid-October.

Naper Settlement
The Naper Settlement is an interactive museum which showcases the lives of the early residents of Naperville. The museum comprises of 20 historic buildings that span across 12 acres. One of the unique features of the museum is that it has live costume performances to teach the visitors about settlement life.

Moser Tower and Millennium Carillon

The bell tower, built in 1999 as part of the Riverwalk Park complex, is designated as a grand carillon with 72 bells, and is one of only four in the world that span six octaves. It stands at 160 feet on the base of Rotary Hill and can be seen and heard all across downtown Naperville.

DuPage Children’s Museum
In the DuPage Children’s Museum, interactive math, science and art exhibitions along with a café and gift shop offer a hands-on learning experience in an entertaining environment.

Wentz Concert Hall

Since 2008, the Wentz Concert Hall has been a host to myriad performers, including famous authors, musicians and dancers. The concert hall is also famous for its stunning architecture and acoustics.