Financial Solutions for North American Companies


Get the Cash Your Business Needs in 3 Simple Steps

Invoice factoring, commonly referred to as accounts-receivable financing, is a funding method many businesses use to take control of their business finances and speed up their cash flow.

factoring companies in RockfordWhile there are many factoring companies in Rockford and throughout Illinois, Scale Funding is proud to be your top choice with our superior customer service, same-day funding and simple setup process.


Step 1: Fill out the contact form on this page or give us a call to inquire about our Rockford invoice factoring programs. In as little as 15 minutes, one of our financial experts will answer any questions you may have and approve you for one of our factoring programs.

Step 2: Once you’re quickly approved and setup, send your invoices to Scale Funding.

Step 3: The day that we receive your invoices, we’ll advance you a percentage of the invoice total directly into your bank account. You’ll have instant cash to meet payroll, catch up on bills or invest in new resources.

Once your customer pays the invoice 30 to 90 days later, we’ll deposit the remaining amount into you bank account, minus our low factoring fee.

Customized Cash-Flow Solutions

We’re able to fund a variety of business sizes and stages through our Rockford accounts-receivable financing programs. Our monthly programs range from $50,000 to $20 million, giving you plenty of room to grow. Below are a few examples of how we’re able to help.

You are dealing with slow-paying customers. One of the most common reasons companies use factoring is to fill the cash-flow gap caused by slow-paying customers. Instead of waiting to get paid, we’ll get you paid the day you invoice.
You need quick cash. If you need cash for bills, payroll or anything else, turn to our Rockford invoice factoring programs to get same-day cash.
You’re expanding quickly. If you’re growing quicker than your cash flow, invoice factoring can help.
Your credit is maxed or less than perfect. We approve you based on your customers’ credit rather than yours.
You filed for Chapter 11 bankruptcy. We can serve as your DIP financing solution to help you get back on your feet.
You’re a start-up company. If you’ve got contracts in place, we can help.

More Than 20 Years of Experience

Since 1994, Scale Funding has worked with a variety of industries. Our knowledge and expertise is yet another reason we’re your top choice among factoring companies in Rockford and Illinois. Some of the industries we’ve funded over the years include:

  • Trucking & Freight
  • Oilfield Services
  • Staffing Agencies
  • Utility & Pipeline
  • Heavy Construction
  • Technology
  • Renewable Energy
  • Government Contractors
  • Telecom & Wireless

Rockford, Illinois

Rockford is the third largest city in Illinois. It is the biggest city in Illinois outside of the Chicago metropolitan area, and the 171st most populous city in the United States. It is the county seat of Winnebago County and is situated on both banks of the Rock River in far northern Illinois.

As indicated by the 2010 census, Rockford has an area of 61.9 square miles, of which 98.6 percent is land and 1.4 percent is water.


Between 1834 and 1835, Thatcher Blake, Germanicus Kent, and Lewis Lemon occupied the city of Rockford. These people came from Galena and lived on the west bank of Rock River; Daniel Shaw Haight established a settlement on the east bank. Lemon (a slave), remained in the area as a truck agriculturist after he bought his freedom. Halfway between Galena and Chicago, the area was quickly known as “Midway,” but later commonly known as Rockford, because of the superb ford across Rock River.

The earliest inhabitants were from New England and New York state, but the city gained a humble cosmopolitan character. Extensive numbers of Irish-born immigrants settled there in the 1850s, and Swedish settlers in 1852. After the Civil War, the Swedes started to come in extensive numbers and rapidly turned into the biggest ethnic gathering in the city. They settled mainly on the east side, and in area along Kishwaukee Avenue, or Seventh Street. The Swedish language was as common as English in the late 1920s.

In 1837, a post office was established. Two years later in 1839, the city was incorporated as a village, and qualified as a city in 1852. The main weekly newspaper was distributed in 1840 and the first effective daily paper was published in 1877. Between 1890 and 1930 the city had three daily newspapers.

In 1851, the Rockford Water Power Company was founded and in 1852 the Chicago and Galena Union Railroad reached the city.


In the 1880s, a furniture industry was started, making use of the Swedish skilled workers and entrepreneurs. In the first part of the twentieth century, Rockford was the second biggest furniture-producing area in the United States. A large number of the furniture companies were cooperatives, hearkening back to the roots of the settlers of the East Coast, in which workers and specialists held huge power. The agricultural industry was in decline by the First World War, and the furniture business was seriously affected by the Great Depression and the Second World War. Before the end of the 1960s, both were eliminated completely in the city.

Rockford’s twentieth century industry revolved around concepts, packaging devices, cabinet hardware products, fasteners, aerospace, automotive and heavy machinery. The city’s industrial background has created numerous interesting and important inventions, including the electronic dartboard, dollar bill changer, electric garage door opener, electric brake, the airbrush and the Nelson knitting machine. Some historical Rockford interests are:

  • Rockford Watch Company
  • Rockford Silver Plate Company
  • Rockford Brewing Company
  • Norse Pottery Company
  • Hess and Hopkins Leather Company
  • Hanson Clock Company
  • Haddorff Piano Company
  • Free Sewing Machine Company
  • Air Brush Manufacturing Company

The new Chicago Rockford International Airport repair, maintenance and overhaul facility has helped Rock Valley College grow their aviation maintenance and  technology program.

Recreation, Arts and Culture

Rockford exceeds expectations as an arts, cultural and entertainment community. A myriad of performances, festivals, exhibits and concerts fills the Rockford area entertainment calendar.

Rockford Art Museum features shows, fundraisers, lectures, programs and one-of-a-kind merchandise at its RAM Store. The historical center has been entertaining art-lovers for around 70 years with its two-day juried Greenwich Village Art Fair.

There are seven theaters in the community, including Maddox Theatre at Rockford College and Starlight Theater on the grounds of Rock Valley College.

Coronado Performing Arts Center has been the beneficiary of various prestigious national honors; the Coronado PAC is the performance residence for Rockford Symphony Orchestra, Rockford Coronado Concert Association, Land of Lincoln Theatre Organ Society and Rockford Dance Company.

Riverfront Museum Park is a social point of convergence and home to the Discovery Center Museum, Rockford Symphony Orchestra, Storefront Cinema, Rockford Dance Company and Rockford Art Museum.

Other Museums are:

  • The Burpee Museum of Natural History
  • Midway Village and Museum Center
  • Tinker Swiss Cottage Museum
  • Swedish-American Museum
  • Ethnic Heritage Museum

factoring companies in RockfordGardens and Parks

Rockford is regularly referred to as “The City Of Gardens.” The Klehm Arboretum and Botanic Garden covers 150 acres. It was once a commercial nursery, but now offers a view into the natural state. There are themed gardens, a new visitor’s center, and flawless garden paths that make it the perfect place for a walk.

The world-class Anderson Japanese Gardens is open to general society, and offers tranquil waterfalls, a rich teahouse and winding ways that lead to beautiful gardens.

Quality of Life

The Rockford region is an area centered around the personal satisfaction for both its inhabitants and its companies. Trying to be a “Top 25 Community,” the district is competitive with the best in the United States and throughout the world.

The Rockford region is home to both small and big communities and gives a wide array of lifestyles choices, from calm tree-lined streets, to downtown lofts and traditional neighborhoods. Residents can choose to live close to the waterway or in a country home with lots of space. Furthermore, the general population is renowned for its friendliness.

The Rockford area’s typical cost of living is around 18 percent lower than the national average.

Rockford is home to a few private and public schools for higher education and K-12. Rockford Public Schools District 205 has been mentioned as third Ford Next Generation Model Community in the country.