Financial Solutions for North American Companies


Accounts-Receivable Financing & Invoice Factoring

Accounts-receivable financing and invoice factoring are common funding solutions that companies use to obtain the cash otherwise tied up in their receivables.

Lexington Factoring CompanyOur Lexington factoring company programs work by selling your receivables to Scale Funding in exchange for same-day cash. We offer high cash advances, low rates, added back-office support at no additional charge and top-rated customer service.

While some look to business loans or lines of credit to fund their companies, these financing solutions do not eliminate your cash-flow gap. Our Lexington invoice factoring (accounts receivable financing) programs bridge the cash-flow gap caused by slow-paying customers.

Contact a financial representative at Scale Funding to get started. One of our team members will provide you a quote and an approval in as little as 15 minutes.


Since 1994, our Lexington accounts-receivable financing programs have helped many industries with their cash flow.

Telecommunications Technology Government Contractors
Manufacturing Oilfield Services Heavy Construction
Renewable Energy Staffing Agencies Utility
Pipeline Distribution Many More

As long as you invoice other businesses on net terms and are waiting to get paid, we can help.

Customized Funding Solutions

One of the reasons Scale Funding is your top choice among factoring companies in Lexington and Kentucky is because we’re able to customize our programs to fit the needs of many business sizes and situations.

We can provide you with funding through our Lexington invoice factoring programs if you:

  • Need access to quick cash
  • Are waiting to get paid
  • Have less-than-perfect credit
  • Have maxed-out credit
  • Are a start-up company
  • Are growing rapidly
  • Were turned down by a bank
  • Have tax liens
  • Filed for business bankruptcy
  • Are in a bank workout situation

Lexington, Kentucky

Located in the heart of Kentucky’s Bluegrass Region, Lexington is the second largest city in the state. In its early history, Lexington was given the nickname “Athens of the West” for its beauty and wealth.


The area of present-day Lexington was founded in 1775, while Kentucky was still considered a county within Virginia. A group of Europeans led by William McConnell were camped in the area when they received word of the first battle of the American Revolutionary War in Lexington, Massachusetts. They decided to name their settlement Lexington to honor this important event. European settlement in Lexington was slow at first, because of the fear of attacks from Native American tribes. In 1780, Lexington was named the “capital” of Virginia’s newly created county, Fayette, however it didn’t officially become a town until 1782. After officially becoming a town, Lexington quickly became the wealthiest and largest town west of the Allegheny Mountain Range. As a result, it was the location of many other “firsts” in education and religion, including the first university west of the Alleghenies, Transylvania University. It was during this time that Lexington also became a major manufacturing center. One of its leading products was rope, which was made using hemp from nearby farms.

Business and Technology

Lexington is home to a number of large corporations. Employing over 27,000 people within business and technology, Lexington acts as a regional hub for the industry. The largest employer in the region is Xerox, a Fortune 500 company, which has over 3,100 employees. Xerox provides a variety of services, including business processing, IT services and data center management. IBM operates a branch office in Lexington, IBM Global Services, which employs over 500 people. Additionally, IBM created a spin-off company in 1991 called Lexmark International, which has become a leading producer of printers and software for a variety of different industries. Lexmark is headquartered in Lexington and provides 2,100 jobs to the region.


Manufacturing represents the backbone of the economy of the Bluegrass Region and, as a result, is an important sector of Lexington’s economy. Lexington is home to a number of well-known advanced manufacturing companies, including Toyota Motor Manufacturing. In fact, Toyota’s largest manufacturing plant outside of Japan is located in Georgetown, which is directly outside of the city. Built in 1986, the Toyota Motor Manufacturing plant supports over 7,900 jobs in the region and produces a wide variety of Toyota cars. Recently, the plant began production on the Lexus ES model, making it the first plant outside of Japan to manufacture Lexus vehicles. Over the past three years, Toyota invested about $360 million to get the plant ready for Lexus production and added an additional 750 jobs. The plant is expected to make about 50,000 Lexus vehicles a year, bringing its total vehicle production to over 550,000 annually. Webasto Roof Systems, one of the world’s largest suppliers to the automotive industry, also has a manufacturing facility in Lexington. Webasto recently invested $10 million to update and expand their Lexington facility, adding an additional 65 jobs to their already significant workforce. Another advanced manufacturing employer in Lexington is Lockheed Martin. Located at Lexington Bluegrass Airport, Lockheed Martin employs over 2,500 people at its Bluegrass Station, which is responsible for support services for the Command’s Special Operations Forces service components. There are also a number of food processing facilities in Lexington, the largest of which is JIF peanut butter. Additionally, in May 2016, James E. Pepper Whiskey announced plans to rebuild their historic distillery in Lexington. The grand opening for the distillery is planned for mid-2017.

Lexington Factoring CompanyHorses

Surrounded by over 400 horse farms, horses represent a large part of Lexington’s economy. In 2010, Lexington became the first city outside of Europe to host the World Equestrian Games. Held at the Kentucky Horse Park, the World Equestrian Games were a major economic generator, as they brought visitors from all over the world. The total economic impact they created in 2010 was approximately $11.3 billion. Even without the games, the Kentucky Horse Park attracts over a million visitors a year, which makes it a significant contributor to the Lexington economy. In addition to the impact on the tourism industry, there is more money exchanged in the sale of horses in Lexington than anywhere else in the world, leading some to call Lexington the “Horse Capital of the World.”