Financial Solutions for North American Companies


From start-ups to well-established companies in growth mode, working capital is essential. If the bank turns you down because of maxed-credit, less-than-perfect credit, business bankruptcy or any other reason, contact Scale Funding.

Our custom programs will work with your situation providing you with the quick cash you need to maintain and grow operations.

Why Factoring with Scale Funding?

factoring companies in MaineWhile there are several factoring companies in Maine, businesses choose to work with Scale Funding because we offer custom and flexible invoice factoring programs. We’re able to speed up cash flow for those waiting on slow-paying customers no matter what the business situation is.

Invoice Factoring vs. Business Loans & Lines of Credit

When choosing a business funding solution, it’s important to look at your needs and the benefits each solution offers.

First, what exactly is invoice factoring? Invoice factoring is also referred to as accounts receivable financing. Our Maine invoice factoring programs work by selling your invoices to Scale Funding in exchange for same-day cash. We advance up to 95 percent of your invoice amount directly into your bank account within 24 hours. Once your customer pays the invoice, the remaining balance is remitted to you, minus a small fee for our factoring services.

Invoice factoring eliminates the cash-flow gap by paying you same-day. Business loans and lines of credit do provide cash, but they don’t eliminate your cash-flow gap. You’ll still be waiting on customer payment.

With our invoice factoring programs, we get companies approved in just 15 minutes. After you’re set up, we offer same-day funding providing you with the cash needed to pay your bills, meet payroll and invest in new resources. With loans and lines of credit, the approval process is extensive. It can take months before you get funded.

If your company is growing, the amount of working capital you’ll need will most likely grow. Business loans and lines of credit put a cap on the amount you’re approved for. Our Main accounts receivable financing lines are designed to grow with you. The more work you do, the more cash we’ll advance.


For more than 20 years, Scale Funding has helped a variety of industries with their cash flow. Some of the industries include:

factoring for trucking companies and freight factoringTrucking & Freight

  • Hotshots
  • Refrigerated Trucks
  • Flatbeds
  • Many More

invoice factoring and accounts-receivable financing for technology companiesTechnology

  • Data Migration
  • Software Development
  • IT Solutions
  • Many More

invoice factoring and accounts-receivable financing for government contractorsGovernment Contractors

  • Local
  •  State
  • Federal

Invoice factoring and accounts-receivable financing for staffing agenciesStaffing Agencies

  • General Labor
  • Medical
  • Administrative
  • Many More

invoice factoring and accounts-receivable financing for telecom and wireless contractorsTelecom & Wireless

  • Fiber Optic Installation
  • Tower Climbers
  • Cell Tower Construction
  • Many More

factoring for oilfield service companiesOilfield Services

  • Drilling
  • Site Preparation
  • Gravel Haulers
  • Many More

invoice factoring and accounts-receivable financing for utility contractors and pipeline contractorsUtility & Pipeline

  • Construction
  • Maintenance
  • Utility Locators
  • Many More

heavy construction factoring & financeHeavy Construction

  • HDD
  • Excavating
  • Trenching
  • Many More

invoice factoring and accounts-receivable financing for solar, wind, and renewable energy contractorsRenewable Energy

  • Wind
  • Solar
  • Hydro

Invoice factoring for other industriesMany More

    • Manufacturing
    • Distribution
    • Printing
    • Many More

Companies in Portland, Lewiston, Bangor & other cities finance their businesses with Maine invoice factoring programs. Call (800) 707-4845 to learn more.

Latest Maine Updates

  • Gardiner, Maine Trucking Company Approved for $300,000 with Invoice Factoring
  • Portland, Maine Medical Staffing Agency Approved for $1.3 Million with Invoice Factoring
  • Jefferson, Maine Government Contractors Approved for $400,000 with Accounts-Receivable Financing


factoring companies in MaineLocated in the extreme northeast of the United States, Maine is bordered by two Canadian provinces and the state of New Hampshire. Of the six New England states, Maine is the largest. It is nicknamed the Pine Tree State, for its abundant forests, and includes hundreds of islands surrounding its coast.


Both the English and the French attempted settlements in the area of present-day Maine in the early 1600s, but neither were equipped to survive in the cold climate. The Pilgrims faired a little better in 1620, with help from Native Americans who had already inhabited the area. In 1652, Massachusetts took control of Maine and claimed the land as part of the Massachusetts Bay Colony. In the years that followed, disagreements between the French and English over ownership of the colony led to the French becoming allies with the Native Americans during the French and Indian War (also known as the Seven Years’ War). However, after the English won strategic victories on the battlefield, the French were forced to surrender all claims in North America in the Treaty of Paris in 1763. In exchange for Missouri becoming a slave state, Maine was granted statehood as a free state in 1820 in the Missouri Compromise.


Manufacturing is one of the staples of Maine’s economy. The state has abundant wood and water resources, which they use to create one of its most valuable products, paper. In addition to paper and wood products, food production and transportation equipment are also important industries for the manufacturing sector. Maine’s agricultural sector focuses primarily on dairy and poultry, as the climate limits the type of crops they can produce. However, they do produce a significant amount of potatoes and blueberries. In fact, Maine is the leading producer of low-bush blueberries in the nation. Health care is one of the fastest growing sectors of Maine’s economy. The health care industry employs 9 percent of the labor force in the state. In the energy sector, Maine is heavily reliant on renewable energy sources. Over two-thirds of Maine’s net electricity comes from a renewable source, including hydroelectricity, biomass (mostly from wood), and wind.

Major Businesses

factoring companies in MaineMaine’s proximity to the ocean provides a thriving lobster industry, for which the state is famous. Over 40 million pounds of lobster are caught off the coast of Maine each year, which accounts for over 90 percent of the lobster supply of the United States. The lobster industry also supplies over $1 billion annually to the economy of Maine. Tourism has been an increasingly important industry for the state. Outdoor recreation is a large driver of this increase, as Maine is a popular destination for winter sports, hiking, and fishing. With almost 3,500 miles of coastline and world-renowned ski resorts, Maine has activities for everyone. The rise in the tourism industry has also indirectly impacted many other industries, including retail sales, agriculture, and leisure.


Maine has a population of approximately 1.3 million people. Of the New England states, Maine is the least densely populated with an average of only 43 people per square mile. The most populated city is Portland, which holds over 40 percent of the state’s population in its metropolitan area. Other major population centers include Lewiston, Bangor, West Scarborough, South Portland, and South Portland Gardens. Although the main and official language is English, Maine has the largest percentage of French speakers in North America (aside from Québec, whose official language is French). The most common ancestries in Maine are French/French Canadian and English, with Irish following closely behind. Of all the states in the country, Maine has the largest percentage of non-Hispanic whites. In fact, non-Hispanic whites account for over 96 percent of the state’s total population.


Maine has a 400-year tradition of shipbuilding. Although the industry’s impact on the economy has lessened in recent years, it is still an important industry and it is rich with history. The geographical location of the state has provided all the resources necessary for the industry. Materials are easy to find, with over 90 percent of the state covered in forest. Also, with its proximity to the ocean, navigable rivers, and multiple port cities, its location is ideal. One of the main shipbuilding companies, Bath Iron Works, was founded in 1884 and is still very active in shipbuilding today.