Financial Solutions for North American Companies


Speed Up Your Cash Flow

A common financing solution companies use to speed up their cash flow is invoice factoring, also known as accounts-receivable financing. Invoice factoring is the process of selling your receivables to a factoring company at a discounted rate. The factoring company advances you immediate cash. Once your customer pays the invoice, the remaining balance is returned to you minus a factoring fee.factoring companies in Baltimore

While there are many factoring companies in Baltimore, Scale Funding is your number-one choice because of our high, same-day advances and low, competitive rates. We also offer other back-office support services at no extra cost to you including a dedicated account manager, professional collectors, credit analysis, risk assessment and accounts-receivable management.

Our Baltimore invoice factoring programs get companies approved in as little as 15 minutes and funded within 24 hours. You’ll have the cash you need for bills, payroll and more.

Industry Expertise

Since 1994, Scale Funding has turned invoices into cash for a variety of industries through our Baltimore accounts receivable financing programs. If you invoice other businesses and are waiting to get paid, turn to Scale Funding. Our team is knowledgeable in several industries including:

Trucking Telecom
Government Contractors Heavy Construction
Utility Pipeline
Staffing Agencies Oilfield Services
Technology Renewable Energy

Flexible Finance Solution

Companies choose to work with Scale Funding over other factoring companies in Baltimore because of our flexibility. No matter what your current business or financial situation is, our team is ready to help you with your cash flow.

We finance companies who:

  • Are waiting to get paid
  • Need access to quick cash
  • Are expanding
  • Are starting up
  • Have less-than-perfect or maxed-out credit
  • Have filed for Chapter 11 bankruptcy
  • Are in a bank workout situation
  • Have been turned down by a bank
  • Have tax issues

Take control of your business finances with our Baltimore invoice factoring and accounts-receivable financing programs.


factoring companies in BaltimoreWelcome to the city of Baltimore, the largest city in the state of Maryland. Baltimore was established by the Constitution of Maryland. Because the city is not a part of any county, it is considered the largest independent city in the country. Baltimore is known for its many public monuments, more than any other city in the United States. Plus, Baltimore is the home of Federal Hill, Fell’s Point, Mount Vernon Place, and more in the nation’s earliest National Register historic district. In fact, Baltimore also has more buildings listed in the National Register than in the entire country, including over 65,000 properties.

Baltimore was founded in 1729. This city started off as the Mid-Atlantic’s second largest seaport and was once the second leading port for immigrants seeking entry to the United States. Baltimore was also a major manufacturing center until there was a giant decline in manufacturing as well as rail transportation and industrialization. That’s when Baltimore transitioned into a service-oriented economy. To this day, the city’s two leading employers are Johns Hopkins University (founded in 1876) and Johns Hopkins Hospital (founded in 1889).

The city reigns as the country’s 21st largest city, with a population averaging at 622,000. Baltimore’s Metropolitan Area has a population of around 2.7 million, with 7,671.5 people per square mile.

Baltimore is commonly known as the “city of neighborhoods,” thanks to its hundreds of districts and buildings. On top of this, Baltimore is the home is some of the most famous celebs in history, including writers such as Frederick Douglas and Edgar Allen Poe; musicians including James “Eubie” Blake and Billie Holiday, and even baseball player Babe Ruth. Baltimore is also the birthplace of The Star-Spangled Banner, written by Francis Scott Key.


The name “Baltimore” is actually an Anglicization of the Irish name “Baile an Ti Mhoir” which means, “town of the big house,” sources say. The city of the Baltimore is named in after the second Lord Baltimore, Cecil Calvert of the Irish House of Lords. Calvert was also the founding proprietor of the Province of Maryland from 1605 to 1675. The Calvert family lived in an Irish estate called the Baltimore Manor in County Longford.
However, before the Europeans came to Maryland, the area was inhabited by native tribes including the Susquehannocks, Powhatans, Algonquian Piscataways, and Paleo-Indians.

In 1608, Captain John Smith led the first European expedition to the Patapsco River. About 25 years later, English colonists started to settle in Maryland. In 1661, David Jones claimed the area known today as Harbor East that starts on the Jones Falls stream and flows into Baltimore’s southern Inner Harbor. During this time in the 1600s, the area was still largely populated by Native Americans. The Susquehannocks controlled all of the upper tributaries in Chesapeake, even though they didn’t have much contact with the Powhatans. Eventually, the Piscataways remained south of the Baltimore area and stayed on the north bank of the Potomac River.

In 1674, what many called “Old Baltimore” was established along the Bush River as a courthouse and prison. Old Baltimore became a part of Harford County that same year, after the General Assembly passed “An Act for erecting [sic] a Court-house and Prison in each County within this Province.” The General Assembly also passed “An Act for Advancement of Trade” in order to “establish towns, ports and places of trade, within the province.” In 1729, today’s current Baltimore was established on the Patasco River.

In the 18th and 19th century, the General Assembly of Maryland established the Port of Baltimore at old Whetstone Point to prepare for tobacco trade. During this time, the town of Baltimore was founded and completed soon after on July 30th 1729, named after Lord Baltimore (Cecilius Calvert).

The Tobacco Trade wasn’t the only prominent event in Baltimore. As the city experienced rapid growth in the 18th century, it became a center for sugar-producing colonies in the Caribbean. Profits from sugar production was the start of the importation of foods and cane cultivation. These turn of events would lead to Baltimore’s establishment of the Lexington Market, the city’s public market system in 1782. Today, the Lexington Market is one of the country’s oldest operating public markets. Baltimore’s growth lead to other firsts of the country, such as the United States Baltimore Water Company, 1792 and the first Post Office System in the United States in 1774.

Baltimore was a major key in the American Revolution, which resulted in America’s resistance to paying British taxes. Between 1776 and 1777, Baltimore was briefly the capital of the United States. After the Revolutionary war, Fell’s Point, an area near Jonestown, was incorporated as the City of Baltimore in 1796-1797, and served as the county seat from 1768 to 1851, before it was considered an independent city.

During the War of 1812, Baltimore was the site of the “Battle of Baltimore,” which took place shortly after the burning of Washington D.C. At the “Battle of North Point,” the States were able to fight off the British thanks to the forces of Fort McHenry.

On September 14, 1814, Francis Scott Key, a lawyer from Maryland witnessed a ship with a giant American flag being attacked by the British. This was when he wrote “The Star-Spangled Banner” describing the attack he had just witnessed. In 1931, the song became the national anthem.

After the Battle of Baltimore, the city’s population continued to grow rapidly. In 1816, Baltimore was the first American city to illuminate the streets with hydrogen gas. This would lead to the construction of the National Road (today’s U.S. Route 40) and the private Baltimore and Ohio Railroad. Baltimore became the link to the major markets of the Midwest, and developed into a prominent shipping and manufacturing center. During this time, Baltimore started developing its unique city culture, and required its nickname as “The Monumental City,” by a visit from President John Quincy Adams in 1827.

In 1840, the city of Baltimore founded the Baltimore College of Dental Surgery, the world’s first dental college. Four years later, Samuel Morse invented the world’s first telegraph line between Baltimore and Washington DC in 1844.

Baltimore did go through some hardships in its history. In February 1904, the city suffered the Great Baltimore Fire, which left over 1,500 buildings in ruins in under 30 hours. Over 70 blocks of the downtown area were destroyed, with damages adding up to over $150 million dollars. Rebuilding the city took about two years. Because of this fire, the city focused their energy on improving firefighting equipment, making for a great silver lining.

Meanwhile, the increase of the city’s black population led to even more chaos. After the assassination of Martin Luther King Jr., the city endured the Baltimore riot of 1968. This riot led to other city riots. Not only did damages cost the city over $10 million dollars, but also resulted in the interference of Maryland National Guard and federal troops. Today, evidence of the riot can still be seen on the streets of North Avenue, Gay Street, Howard Street and Pennsylvania Avenue, as the streets are still worn and barren.

In the 1970s, leaders and advisors decided that it was time to redeem the reputation of the city. As they began to develop projects such as the Maryland Science center, the Baltimore Convention Center, and the Baltimore World Trade Center, Baltimore gained the rightfully earned nickname, “Charm City.”