Financial Solutions for North American Companies


Improve Your Cash Flow with Accounts Receivable Financing

Accounts-receivable financing, commonly referred to as invoice factoring, is a financing method companies use to improve and speed up their cash flow.

The process works by selling your invoices to a factoring company at a discount in exchange for fast cash.

While there are many factoring companies in Springfield and throughout Massachusetts, Scale Funding offers many added benefits that others don’t. Some of these benefits include:

  • 15 minute approvals
  • No application or setup fees
  • Low, competitive rates
  • High cash advances
  • Same-day funding
  • Free credit reports on customers
  • Free collection services
  • Dedicated account manager
  • Online reporting
  • 22-plus years of experience

Industries That Use Invoice Factoring

Many industries use our Springfield invoice factoring programs to speed up their cash flow. Our programs give companies the cash they need to continue operations and grow their companies.
Since 1994, we’ve helped many industries including:

  • Trucking & Freight
  • Oilfield Services
  • Heavy Construction
  • Telecom & Wireless
  • Technology
  • Government Contractors
  • Staffing Agencies
  • Renewable Energy
  • Utility & Pipeline
  • Many More

Customized Programs To Work For Your Business

Many companies choose Scale Funding over other factoring companies in Springfield and Massachusetts because we’re able to provide funding when others can’t. Our customized programs can work for almost any business stage, size and situation.

One of the most common reasons companies use our Springfield accounts-receivable financing programs is to eliminate the wait on sow-paying customers. We get you funded same-day and provide you with the quick cash your company needs.

Companies that are starting-up or growing rapidly turn to invoice factoring as their not able to get enough capital or the cash quick enough from a bank. In addition, companies that are suffering from financial troubles such as bankruptcies, less-than-perfect credit or maxed-out credit can use our Springfield invoice factoring programs to take back control of their finances.

If you’re waiting on slow-paying customers and need quick cash, contact us today to get started. One of our financial representatives will approve you in as little as 15 minutes and get you funded same-day.


Springfield, Massachusetts is the seat of Hampden County and is located on the Connecticut River’s eastern bank. One of the state’s two metropolitan areas (along with Boston), Springfield has around 155,000 residents in the city itself and close to 700,000 in the greater metropolitan area. It is the third-largest city in the state (after Boston and Worcester) and the fourth-largest city in New England.

Springfield is home to several schools including Springfield College, American International College, Western New England University, and Springfield Technical Community College. The Hartford-Springfield area has more than 32 universities and liberal arts colleges with over 160,000 students.

The climate in Springfield is much like that of other southern New England cities with distinct seasons and precipitation distributed evenly throughout the year. Summers are warm and humid; thunderstorms are common on hot days. Winters are cold, and snowfall can be significant. However, Springfield does not get as much snow as nearby cities such as Worcester and Albany. Spring and fall are pleasant in Springfield, with cool nights and mild days. Extreme weather events such as tornadoes and hurricanes are infrequent but not implausible.


In 1636, William Pynchon founded Springfield as “Agawam Plantation” under the Connecticut Colony’s administration. Five years later, it was renamed after Springfield, Essex, England – Pynchon’s hometown. During its early days, Springfield flourished as a trading post and agricultural settlement. In 1675, however, natives laid siege to the city and burned it to the ground. But its location at numerous crossroads led Henry Knox and George Washington to establish the National Armory at Springfield, where the country’s first musket was produced in 1794 as was the famous Springfield rifle later on. The Springfield Armory attracted skilled workers to the area until its closing during the Vietnam War, and this made the Armory a major center for precision manufacturing.

Many innovations have come from residents of Springfield, including the first American-English dictionary, the first horseless American car, the first gas-powered American car, the first use of the assembly line in manufacturing, the discovery of vulcanized rubber, the first successful motorcycle company, and the sport of basketball.

However, during the late 20th century, the city experienced a protracted decline due to a variety of factors, including poor city planning decisions, the 1969 decommission of the Springfield Armory, and the general decline of industry throughout the region. Springfield developed a reputation for being a high-crime area during the 1980s and 1990s but is now making strides in repairing the problem though some long-term revitalization projects such as a high-speed rail and a proposed $1 billion MGM casino, among various other projects.


The top five industries in Springfield are trade and transportation, manufacturing, education and health services, tourism and hospitality, and government. The city has one of the country’s top emerging multicultural markets, with a large Latino population whose buying power has increased exponentially in the last couple of decades. There are also 25 colleges and universities within a 15-mile radius from the city, including several of the most prestigious universities and liberal arts colleges in the US. These provide the city with an educated workforce, and Hartford-Springfield is now home to numerous high-speed computing centers and biotech firms. Springfield provides about 14,000 high-tech jobs and ranks as one of the most important technology centers in the country.

The economic center of western Massachusetts, Springfield features a large concentration of manufacturing, retail, banking, entertainment, medical, and legal groups. MassMutual Financial Group, the largest Fortune 100 company in the state, is located here, as is Merriam-Webster and the headquarters of the American Hockey League, Big Y supermarkets, Peter Pan Bus, and other businesses. The third-largest employer in Massachusetts is also located in Springfield: Baystate Health, with more than 10,000 employees. Besides Baystate, Springfield also has two other nationally ranked hospitals: Shriners Hospital for Children and Mercy Medical. Also, Smith & Wesson (the largest handgun producer in the US) was founded in Springfield in 1852 and maintains its corporate headquarters in the eastern part of the city.

Art and Culture

Springfield boasts a rich cultural and arts scene. There are many festivals held throughout the year in the city. For instance, the Hoop City Jazz Festival takes place each year and has featured artists such as Taj Mahal, the Average White Band, and others. Also, each July, Springfield hosts its Our Lady of Mount Carmel Society Festival in the city’s south end. This celebration of Italian Feast Days features a parade and food stands offering various Italian foods such as pasta with meatballs, sausage and peppers, gelato, and fried dough. Another neat festival held in Springfield each year is the Parade of Big Balloons, which helps usher in the holiday season. The day after Thanksgiving, The Parade starts in Springfield’s north end and makes its way to the south end, entertaining crowds of thousands with large balloons, bands, and more.

There are also several museums in Springfield, including the Museum of Fine Arts with its extensive impressionist collection; the George Walter Vincent Smith Art Museum, which displays a collection of Asian pieces. Also, they boast The Springfield Science Museum and its aquarium, planetarium, and life-size Tyrannosaurus Rex; the Connecticut Valley Historical Museum; and the Museum of Springfield History. The planetarium here is the first in the country, and museumgoers can also visit the Dr. Seuss National Memorial Sculpture Garden, among the other main attractions.

The music scene in Springfield is thriving; visitors can take in the sounds of the Springfield Symphony Orchestra at Springfield Symphony Hall, a venue that boasts outstanding acoustics and elaborate Greek Revival architecture. If rock music is more your speed, there is a thriving independent and alternative rock scene just 15 miles north in Amherst and Northampton. Or wait for these bands to come to Springfield; they often perform in the Club Quarter, a nightlife center with several venues with nightly offerings that include everything from metal and pop to hip-hop and jazz. Famous musicians from Springfield include Taj Mahal, members of the band Staind, Linda Perry, Joe Morello, Quincy Jones, and Steve Vai.


There’s no shortage of things to do for fun or interesting things to see in Springfield. Six Flags New England, the region’s biggest and most popular amusement park, sits within two miles of Springfield, as does the most popular and largest fair in the area, the Big E. Six Flags New England. Six Flags New England offers rides, a water park, an outdoor concert stadium, and many other attractions. The Big E. is the sixth largest agricultural fair in the US and features rides, music, carnival food, and much more.
The Basketball Hall of Fame spans 80,000 square feet and features many restaurants along with the WMAS-FM studios. Also, visitors to Springfield can view the First Game Basketball Sculpture, an illuminated sculpture that sits directly on the site of the first game of basketball.

Another beautiful place to visit in Springfield is the Connecticut River Walk Park. This landscaped park lies along the Connecticut River, featuring breathtaking views, space for biking, running, and rollerblading, and access to the Basketball Hall of Fame via a pedestrian bridge. Nearby Forest Park features a zoo, tennis courts, playgrounds, a formal rose garden, a skating arena, baseball diamonds, and much more.

Whether you feel like taking in a museum, a musical performance, some historical architecture, or just a beautiful day in the park, Springfield truly has something for everyone.