St. Paul

Financial Solutions for North American Companies


Speed Up Your Cash Flow

Invoice factoring, also known as accounts receivable financing, is a funding solution companies use to speed up their cash flow.

Our St. Paul invoice factoring programs work by selling your invoices to Scale Funding in exchange for same-day payment.

While there are many factoring companies in St. Paul and throughout Minnesota, Scale Funding offers many benefits.
factoring companies in St. Paul

  • Quick approval process
  • Easy setup
  • Low rates
  • High advances
  • 24/7 customer reporting
  • Dedicated relationship manager
  • Professional account collector
  • Free customer credit reports
  • Debt-free financing
  • Customized programs
  • Trusted factoring services since 1994

Funding Many B2B Industries

For more than 20 years, we’ve provided a cash-flow solution to many businesses through our St. Paul accounts-receivable financing programs. Our team is knowledgeable and experienced in several industries including:

  • Technology
  • Telecommunications
  • Heavy Construction
  • Trucking & Freight
  • Utility & Pipeline
  • Oilfield Services
  • Staffing Agencies
  • Government Contractors
  • Renewable Energy
  • Many More

Customized Factoring Programs

Companies choose to work with Scale Funding over other factoring companies in St. Paul and Minnesota because we’re able to customize programs to fit your needs.

From start-ups and expanding companies to businesses going through financial challenges, we can get you the quick cash you need.

Our programs are dependent on your customers credit rather than yours making it possible for those with maxed-out credit and less-than-perfect credit to get the cash they need.

No matter what your business stage or financial situation is, contact Scale Funding. Our St. Paul factoring company programs can get you the cash you need to pay bills, meet payroll, invest in new resources and more.

St. Paul, Minnesota

factoring companies in St. PaulMinnesota is unique in the fact that its cities with the two largest populations are within 15 miles of one another. St. Paul, the capital of the state, is one of these cities and the other is Minneapolis. Together, these cities are known as the “Twin Cities,” or just “The Cities” to the residents. As a result of the close proximity of the two, they are often referred to as a unit – Minneapolis St. Paul (MSP) – and many of their key industries overlap.


The Sioux and Ojibwa tribes were some of the first inhabitants of present day St. Paul. In 1805, during an expedition across America, Lieutenant Zebulon Pike negotiated a treaty with the Sioux for part of the land to build a fort. Although the treaty he negotiated wasn’t official, a subsequent treaty between the Sioux and the United States in 1837 gave the U.S. Government all land east of the Mississippi River. At the time, the area of St. Paul was known as Pig’s Eye Landing, after a popular tavern that was built there. In 1841, Lucien Galtier, a Roman Catholic missionary, built a chapel in the area and named it after Saint Paul the Apostle. St. Paul became the capital when Minnesota was made an official territory in 1849. It then became the official state capital when Minnesota was admitted to the Union in 1858. St. Paul acted as the primary commercial center in the area, as the Lower Landing (later known as Lambert’s Landing) served as a major steamboat port and main supply source. With the competition of the railroad, St. Paul became a gateway to the Pacific Northwest. Today, the Twin Cities is home to 17 Fortune 500 companies, which is more per capita than any other metropolitan area. Some of these companies include Target Corporation, Best Buy, and Ecolab.


The Twin Cities region is a leader in biotechnology and biomedical research. In fact, it is estimated that $2.9 billion worth of research is done here annually. The world renowned Mayo Clinic (in Rochester) and St. Jude Medical, as well as the University of Minnesota, one of the top ten research universities, are responsible for a large amount of the medical research in the area. Together they spend almost $1 billion on research each year. The St. Paul area also has some of the most innovative medical device companies in the world. Two of their leading medical device companies are 3M and Medtronic. Out of all the states, Minnesota is ranked second for the number of medical patents and the Twin Cities is responsible for a significant portion of these.

Health care is also a very large industry for the Twin Cities. UnitedHealth Group, another of the region’s Fortune 500 companies, is one of the largest employers. As the nation’s largest insurer, UnitedHealth Group employs more than 14,000 people within Minnesota, with a majority of them in the Minneapolis/St. Paul region. The company has also seen a large amount of growth and, as a result, they plan to hire 1,700 new workers within the Twin Cities by the end of 2016.


factoring companies in St. PaulIn 2015, Forbes named Minnesota the fastest growing state for tech jobs. In fact, the Twin Cities region has one of the largest concentrations of high technology firms in the United States. This is due in part because of its high concentration of headquarters for major corporations and medical research. Many of the leading companies in these fields require high tech software to run their businesses and stay ahead of the curve. Additionally, MSP is known for advanced manufacturing and one of its leading advanced manufacturing products are computers. Equus, one of the largest computer manufacturers in the nation, is headquartered in the Minneapolis/St. Paul region.


Historically, agriculture is an important sector to the economy of Minnesota and the Minneapolis/St. Paul region is home to some of the largest and most well known agriculture businesses in the country. Although once known for their prolific meatpacking industry, the industry has seen significant declines compared to where it used to be. More recently, the leading agricultural related businesses in the area are in food processing. In fact, there are some major agribusiness and food processing companies based in the Twin Cities, including General Mills, Land O’Lakes and Cargill. Additionally, CHS Inc., a Fortune 100 farmer-owned cooperative company, is headquartered in St. Paul. This industry provides approximately 20,000 jobs to the region.