St. Louis

Financial Solutions for North American Companies


Quick Cash with Invoice Factoring

Invoice factoring, also known as accounts receivable financing, is a quick way companies obtain the working capital they need for their business.

The process works by selling your receivables to a factoring company in exchange for immediate cash. While there are many factoring companies in St. Louis and the surrounding areas, Scale Funding offers some of the highest advances and lowest rates in the industry.

factoring companies in St. Louis.Our St. Louis invoice factoring programs offer many benefits:

  • Quick approvals
  • Free quote
  • No setup fees
  • High advances up to 95 percent
  • Low rates
  • Same-day funding
  • Online customer reporting
  • Dedicated account manager
  • Professional account collector
  • Credit analysis and risk assessment
  •  Fuel card programs for trucking companies

Industries That Benefit

Many industries benefit from our St. Louis accounts-receivable financing programs. We’re able to fund companies that invoice other businesses on net terms. Some of the industries we finance include:

  • Trucking
  • Telecom
  • Utility Services
  • Pipeline
  • Renewable Energy
  • Government Contractors
  • Staffing Agencies
  • Heavy Construction
  • Oilfield Services
  • Many More

Creative Finance Solutions That Work For You

From start-up companies to companies that are rapidly growing, steady and positive cash flow is essential. Our invoice factoring programs help achieve just that.

Many companies choose Scale Funding over other factoring companies in St. Louis and the surrounding areas because we’re able to customize our programs to fit your business needs.

Our programs are designed to help with all business stages, even those with financial challenges such as bad credit, tax liens or business bankruptcies.

If you’re waiting on slow-paying customers and need cash to operate and grow, invoice factoring is a solution that will work for you.

St. Louis, Missouri

factoring companies in St. Louis.St. Louis, Missouri is located on the west bank of the Mississippi River and right on the border of Missouri and Illinois. St. Louis is known for the Gateway Arch, a 630-foot monumental arch built in 1965 to commemorate the westward expansion of the United States. It is the world’s tallest arch and is located at the site of the founding of St. Louis.


The first known inhabitants of St. Louis were the mysterious Native American mound builders. In the late 1700s, French explorers arrived and their scouts chose the area of present day St. Louis for their fur trading post, as its proximity to the Mississippi, Missouri and Ohio Rivers provided the ideal location for trade. In 1803, this area was transferred from the French to the United States as part of the land included in the Louisiana Purchase. Shortly after the Louisiana Purchase, St. Louis acted as the starting point for the Lewis and Clark Expedition – the historical first trek made by European descendants across the western part of the United States. After it officially became a city in 1832, the population of St. Louis increased dramatically as it emerged as a commerce and trade center. In the beginning of the 1800s, much of the industry was the fur trade. However, as the fur trade began to decline, St. Louis became an important river port. In fact, paddle wheelers were the main mode of transportation on the Mississippi River from 1830-1860.


Staying in line with its historical economy, St. Louis still has a strong and diverse manufacturing sector. Part of the draw for the manufacturing industry today is in line with what drew the French to establish it as a trading post in 1764 – its close proximity to main rivers, allowing for the efficient transportation of goods. In fact, the Port of St. Louis is the third busiest inland port in the United States. The port is 70 miles long, with 19 miles of it directly accessible to the city. The port also provides access to both sides of the Mississippi River. Some of the major manufacturing companies that have operations in St. Louis include Anheuser-Busch, Boeing, General Motors, and Monsanto, among others. On average, the St. Louis manufacturing industry exports approximately $19 billion worth of goods and services per year. Although manufacturing companies in the city export a wide variety of goods, aircraft products and parts have recently become the largest share of all exports in St. Louis.

Rail Industry

The rail industry in St. Louis also provides an efficient way to transport goods. In fact, St. Louis has the third largest rail hub in the United States. This industry generates almost $3.2 billion to the Gross State Product annually and provides a wide variety of jobs, both directly involved in the rail industry and indirectly in the businesses that use it. In Missouri over $7.2 billion in commodities are shipped using the rail industry and a significant portion of those come from, or travel through, St. Louis.

Financial and Information Services Cluster

factoring companies in St. Louis.The industries in the financial and information service sectors have recently seen a large rate of growth and have become increasingly important for the economy of St. Louis. This cluster of industries includes central banks, credit intermediation, securities and investments, insurance, data processing, computer systems design and other related fields. This cluster is responsible for approximately 8 percent of the total employment in the St. Louis area and is expected to increase 1 percent annually through 2020. The fields that are expected to see the highest rate of growth are securities, commodity contracts and other financial investments. Within the cluster, credit intermediation and related services currently account for the largest percentage of employment. Some of the largest financial employers in this region include Edward Jones, Scottrade, Stifel Nicolaus, and Wells Fargo. Additionally, St. Louis is home to MasterCard’s Global Operations and Technology headquarters


The healthcare sector is very important to the economy of St. Louis, as it employs the largest amount of workers. In fact, from 2009-2014 the employment growth in hospitals increased by 17 percent. In addition to hospitals, St. Louis is home to many biotech companies. Pharmaceutical giant Pfizer has a two large research and development facilities in St. Louis and Janssen Biotech, Inc., formerly known as Centocor Biotech, Inc. has a manufacturing plant there.