Financial Solutions for North American Companies


Take Control of Your Business Financials with Invoice Factoring

Companies turn to invoice factoring, also known as accounts-receivable financing, to take control of their business financials. With invoice factoring, you’ll no longer wait for customer payment as Scale Funding pays you same-day.

Factoring Companies in RochesterThe process of our Rochester invoice factoring programs works by sending your invoices to Scale Funding instead of your customer. We’ll provide a competitive advance on the invoice amount the day we receive it.

While you work on growing your business, we’ll wait to get paid. Once your customer pays the invoice weeks or months later, we’ll deposit the remaining balance to you, minus a small fee for our services.

While there are many factoring companies in Rochester and the surrounding areas, Scale Funding is known for its quick approval process, easy setup and superior customer service.

Some companies may think a business loan or line of credit are the best funding solutions. While both provide cash to your business, if you’re approved, it can take months to get funded after the lengthy approval process. By factoring your invoices with Scale Funding, we’ll approve you in as little as 15 minutes and provide you with same-day funding.

Who Benefits from Accounts Receivable Financing?

Many companies utilize our Rochester accounts receivable financing programs to speed up their cash flow. Some of the industries we’ve provided financing to include:

Trucking Manufacturing Renewable Energy
Utility Technology Government Contractors
Telecom Staffing Agencies Heavy Construction
Pipeline Oil Many More

Why Scale Funding Over Other Factoring Companies in Rochester?

When choosing a factoring company near Rochester, it’s important to make sure the programs are flexible and custom to fit your needs.

Scale Funding offers monthly programs ranging from $50,000 to $20 million. We provide funding to many different business and financial stages including:

  • Companies that need quick cash
  • Growing companies
  • Companies with maxed-out credit
  • Companies with less-than-perfect credit
  • Industries with slow-paying customers
  • Start-up businesses
  • Bank turn-downs
  • Companies with tax liens
  • Bank workouts
  • Companies that have filed for bankruptcy

Rochester, New York

Rochester is located in western New York, on the southern shore of Lake Ontario. The city is also positioned along the Genesee River, which historically provided water power for mills and today provides hydroelectric power to the downtown area.


Before European settlement, Rochester was home to the Seneca Native American Tribe. Shortly after the American Revolution, immigrants from New England came to the area in search of new agricultural land. Drawn to the potential water power of the large waterfalls on the Genesee River, Col. Nathaniel Rochester and his business partners purchased the area of land from the state in the early 1800s. In 1817, the land was incorporated as a village named Rochesterville, which was shortened to Rochester over time. The completion of the Erie Canal aqueduct in 1823 and the opening of the Erie Canal in 1825 lead to a significant increase in the population and Rochester became the first American “Boomtown”. Numerous flour mills sprung up along the waterfalls of the Genesee, and by 1838 Rochester was the largest flour-producing city in the world, quickly earning the nickname the Flour City. After the flour industry started to move west, nurseries started to pop up and Rochester’s nickname changed to the Flower City.

Brand Name Companies

A number of significant brand name companies were founded in Rochester and although many have lessened their presence, they helped to lay the foundation for the diverse economy of Rochester today. Some of these include Xerox, Bausch + Lomb and, one of the most well known, the Eastman Kodak Company. In fact, at one time Kodak was the largest employer in the Rochester area. Although Kodak still has their headquarters in Rochester, their contribution to Rochester’s economy is a small compared to what it used to be. With the decline of the photographic film industry in the move to digital, Kodak was forced to lay off a significant number of highly skilled workers. Their skills, coupled with entrepreneurial spirit, led to the creation of a number of smaller high tech companies and, in turn, has helped Rochester to diversify.


Even though the manufacturing sector is not what it used to be, it is still an important part of Rochester’s economy. Food manufacturing is one of the leading industries in the sector, with over 100 food and beverage manufacturing companies in the region. Some of these include Barilla America, Kraft Heinz, and Mott’s. Additionally, Wegmans Food Market, a regional grocery store chain, is headquartered in Rochester. Within advanced manufacturing, Delphi Automotive Systems has a variety of high-tech testing laboratories at their Delphi Technical Center Rochester. Vehicle manufacturers come to Delphi to test components, engines, and emissions, among many other things. Additionally, Rochester was chosen to be the home of the new American Institute for Manufacturing Integrated Photonics (AIM Photonics). AIM Photonics is being developed through a combination of public and private investment and will once again solidify Rochester’s position as a cutting edge manufacturing center.


Factoring Companies in RochesterRochester has rich agricultural land, due in part to its proximity to a large water source. As such, Rochester has a significant agricultural sector. Two of the region’s leading agricultural products are apples and wine. In fact, New York is the second largest apple producing state and Rochester is part of one of the leading apple producing counties within New York. Rochester also has a copious amount of wineries. One of the rising markets within this sector is farm breweries. In fact, the craft brewing industry has been on the rise in New York since The Farm Brewery Law was enacted in 2012. This law relaxes some of the regulations on the industry, as long as their products are made primarily from local farms. This industry creates a wealth of new jobs and has reinvigorated the agricultural sector. In addition, the industry draws tourists to the area, bringing even more revenue to the economy. Although farm breweries have risen up all over the state, Rochester’s existing agricultural resources make it the perfect location. One of the main breweries that call Rochester home is the Genesee Brewing Company.


The University of Rochester is the largest employer in the city, supplying over 28,000 jobs to the labor force. The University of Rochester has become a leading research university, primarily through funding from the major corporations that have operated in the area, including Kodak and Bausch + Lomb. In fact, on average, the university attracts $407 million per year in external grant funding. Additionally, the university is responsible for spending an aver