Financial Solutions for North American Companies


Benefits of Invoice Factoring & Accounts-Receivable Financing

Invoice factoring, also known as accounts receivable financing, is a quick way for companies to obtain working capital to meet payroll, pay their bills, invest in new resources and grow their operations.

Our Columbia factoring company programs work by selling your invoices to Scale Funding, at a discount, in exchange for same-day funding.

There are many advantages of choosing our Columbia invoice factoring programs including:

Columbia Factoring Company

  • Quick, 15 minute approval process
  • Same-day funding
  • High advances
  • Low rates
  • Online customer reporting
  • Dedicated account manager
  • Professional collectors
  • Credit analysis and risk assessment

B2B Industries Benefit

Many business to business industries benefit from our Columbia accounts-receivable financing programs.

Since 1994, we’ve provided a cash-flow solution to many industries including:

  • Manufacturing
  • Technology
  • Government Contractors
  • Transportation & Freight
  • Utility & Pipeline
  • Telecommunication
  • Renewable Energy
  • Oilfield Services
  • Heavy Construction
  • Welding
  • Staffing Agencies
  • Many More

Why Scale Funding?

Most businesses turn to our programs because they need quick cash, they’re waiting on slow-paying customers or they’re unable to obtain funding from a bank because of credit, bankruptcy or tax liens. We’re able to customize our Columbia factoring company programs to fit the needs of each business.

No matter what your reason is for choosing factoring over other lending options, we can provide you the quick cash you need to maintain and grow. Get started today and get the cash you need tomorrow.

Columbia, South Carolina

Columbia Factoring CompanyLocated in the center of the state, Columbia is the largest city in South Carolina and also the state capital. The naming of the city in the late 1700s caused considerable argument within the government. Although some officials wanted to call it Washington, after George Washington, a Senate vote decided on Columbia, in honor of Christopher Columbus.


The earliest known inhabitants of present day Columbia were a Native American tribe called the Congaree. In the early 1700s, the area was an important part of the development of South Carolina as a state, because the location was at the head of navigation in the Santee River system and along the west bank of the Congaree River. As a natural spot for trade, a fort was built in the area and a ferry system was developed to transport goods back to the current capital, Charleston. In 1786, the South Carolina General Assembly decided that the capital should be moved inland and after much debate, Columbia was chosen as the capital. Columbia became one of the first planned cities in the United States. As such, the city was carefully designed by the commissioners; with every block divided evenly and the streets a minimum of 150 feet wide. The population of Columbia increased rapidly and with the expansion of the railroad to the area, the cotton industry took off. Although Columbia was primarily outside of the war zone during the Civil War, Union troops set fire to the city shortly after the war and destroyed a large part of it.


As a whole, South Carolina has a strong manufacturing sector with a focus in automotive and aerospace manufacturing. Although the city of Columbia contributes to this trend, one of the largest manufacturing employers in the area is Westinghouse Electric, a nuclear energy and technology company. Nuclear fuel made at the Westinghouse Electric plant in Columbia provides 10 percent of the electricity generated in the entire United States. Primarily owned by Toshiba, the company employs approximately 1,200 people in the region and has invested $10 million in improvements to the facility over the past five years.

Healthcare and Education

As the home of the Medical University of South Carolina and three major hospitals, health care is an important industry in Columbia. Between the Medical University of South Carolina, Palmetto Health and Providence Hospital, the healthcare industry provides approximately 15,000 jobs to the region. In addition, Columbia has a very strong education sector, which includes the University of South Carolina and five other major universities. The University of South Carolina is the second largest employer in the city, employing about 4,500 people.

Insurance Technology and Services

One of the fastest growing industries in the Columbia region is the insurance technology and services cluster. In fact, between 2010-2011 Columbia ranked second in the nation in high-tech employment growth. The insurance technology and services cluster employs more than 14,500 people and has an estimated economic impact of $6.7 billion. This cluster is also responsible for 2.5 percent of the gross state product. One of the leading drivers for the industry is the USC/Columbia Technology Incubator. The Technology Incubator was established at the USC College of Engineering and Computing in 1998 and has expanded many times since then. It provides a space for start-up tech companies to grow and gives them support and resources to be successful. The Technology Incubator is home to nearly 50 companies, with an annual sales volume of $17 million. Another significant resource for emerging tech companies is IT-oLogy. In addition to support and resources for start-ups, IT-oLogy has state-of-the-art facilities to provide training to all ages and helps to promote the information technology industry in the region.


Established in 1917, Fort Jackson is the largest and most active entry training facility in the United States Army. It is responsible for training 54 percent of all the U.S. Army’s Basic Combat Training (BCT) and 61 percent of all women entering the army each year. A total of almost 45,000 soldiers go through BCT at Fort Jackson annually. The facility also provides a wide range of advanced training programs, with over 80,000 soldiers completing some type of advanced training at Fort Jackson each year. In addition, Fort Jackson employs almost 20,000 people and has an economic output of $2.2 billion a year. It also indirectly helps the tourism industry as more than 200,000 people visit Fort Jackson annually, supplying a significant amount of additional spending to the local economy.