Financial Solutions for North American Companies


Speed Up Your Cash Flow With Invoice Factoring

Invoice factoring is also commonly referred to as accounts-receivable financing. It is a funding solution companies use to speed up their cash flow. Our invoice factoring programs eliminate your cash-flow gap caused by slow-paying customers.

When you choose to work with Scale Funding over other factoring companies in Spokane, we’ll turn your invoices into same-day cash. We also offer some of the lowest rates, high cash advances and added-back office support at no additional charge.

Unlike business loans and lines of credit, invoice factoring is quick and simple to get setup. We can get you approved in as little as 15 minutes and funded same-day. Another advantage of our Spokane accounts-receivable financing and invoice factoring programs is that it does not create debt on your balance sheet like loans and lines of credit.

So if you’re waiting to get paid from your customer and could use the cash now, contact a financial expert at Scale Funding today.


Since 1994, we’ve funded many industries through our financing programs. Our more than 22 years of various industry experience sets us apart from other factoring companies in Spokane and Washington.

Some of the industries that have used our factoring programs include:

Telecom & Wireless Trucking & Freight Oilfield Services
Government Contractors Staffing Agencies Heavy Construction
Welding Renewable Energy Technology Companies
Manufacturing Wholesale Many More

Customized Solutions

Another reason that we’re your top choice among factoring companies in Spokane and the surrounding areas is because we’re able to customize our programs to fit the needs of many business sizes and situations. Our monthly programs vary from $50,000 to $20 million, giving you plenty of room to grow.

If one or more of the following explains your company, our Spokane invoice factoring programs could be your funding solution.
factoring companies in Spokane

  • You need quick cash
  • You’re waiting to get paid
  • You’re growing
  • You’re a start-up
  • Your credit is maxed
  • You were turned down by a bank
  • You’re in a bank workout situation
  • You have tax liens
  • You have less-than-perfect credit
  • You filed for bankruptcy

Get started with Scale Funding to get the cash your business needs to operate and grow. Call 800-707-4845 today.

Spokane, WA

Spokane is the second most populated city in Washington following Seattle. According to the latest estimate by the U.S. Census bureau in 2015, Spokane’s city population was around 213,272, up approximately 3,832 from the 2010 census. Spokane is part of the larger metro area, Spokane Metro Area, which had an estimated population of 547,924 in 2015.
Greater Spokane Incorporated reports the city to be well-rounded and diversified.  The largest industry sectors include aerospace, advanced manufacturing, healthcare, finance/insurance, agriculture, and government and defense. There are no Fortune 500 companies based in Spokane; however, there are several Fortune 1000 company headquarter offices, including: Potlatch Corporation (investments), Sterling Savings Bank, Key Tronic (computer manufacturer), Commuter Cars (auto manufacturer), Gold Reserve (gold mining), Cowles Publishing Company and Avista Utilities.

Even though aerospace only comes in at 2% of Spokane’s economy, the region still holds the number two spot in Washington for aerospace manufacturing. There are over 8,000 skilled workers employed in airframe production, with more than 120 manufacturers, suppliers, and distributors.
Manufacturing is one of the largest sectors in Spokane and is split into the three major categories of electronics/furniture/machinery/metal/transportation, chemical/fuel/paper/wood/plastic, and processed food/textiles/clothing. With upwards of 19,000 workers and 857 companies, you would be hard pressed to find a neighborhood without some sort of manufacturing component in it.
The largest industry in Spokane is healthcare, which also includes an expansive medical education district and life and health science contributions. Over 20% of the city’s employment base, about 34,000, is employed in the hospitals alone. The University District is made up of five different major universities and college systems that partner with hospitals and healthcare providers. A large research and development initiative is carried out in areas of neuroscience, cancer, cardiovascular, diabetes, and more.
Finally, the government and defense presence in the area is fairly sizable, with the top public employers including Fairchild Air Force Base, State of Washington, Spokane Public Schools, City of Spokane, and Spokane County.


The area of present-day Spokane is thought to have first been inhabited by hunter-gatherer societies thousands of years ago. Descendants of these people were the Spokane tribe who lived around the Spokane River and Spokane Falls, which served as a trading center for surrounding tribes. The first European settlers were the head of Northwest Fur Company David Thompson and his colleagues. In order to expand his fur trade business, Thompson sent his workers to the Spokane area to construct a fur trading post in 1810. Later, Reverend Cushing Eells would visit the area and set up a medical mission to serve Indians and hikers of the Oregon Trail at Walla Walla, which is just south of Spokane. He also built the first church in Spokane in 1881.
Tension between more European settlers and Native American tribes caused the U.S. Army to intervene in 1855, starting the Yakima Indian War which ended hostility, but ensured safe habitation for settlers.

More development of the area began when travelers realized the potential of the Spokane River. A sawmill was installed in 1873 and a government charter for a rail line soon followed. In 1880, the U.S. Army established Fort Spokane to protect the construction of the Northern Pacific Railway. Once the railway was completed a year later, the population began to steadily increase and would double to 8,891 over the next four years. Spokane was officially incorporated in 1881 as well and a mayor was elected. The discovery of gold, silver, and lead in 1883 created the mining industry in Spokane with workers moving to the area to earn their part of the riches.

By 1900 the populated ballooned to 36,848 after the installation of additional railroads. The railroads connected the city to Finland, Germany, England, Minnesota, and North and South Dakota. A construction boom between 1900 to 1912 would lend to the city’s newfound downtown area with office buildings, banks, department stores, and hotels. With an increased Asian population, the city also saw the beginnings of a Chinatown district. More industrialization began as the railroads brought the area into the forefront of shipping and would later become the site of four transcontinental railroads. Companies and entrepreneurs began to take notice of the boom and consequently relocated or established new business in the city.
Following the decline of mining, agriculture and logging became bigger industries in the city. Spokane’s largest lumber customer became Idaho during their housing boom. Products such as doors, window sashes, and blinds became staple mill products. Due to high shipping rates imposed by the railroads, Spokane remained a commercial center with less lumber and industrial production. This decline resulted in an economic decline and population stand-still. World War II ignited the economy once more with a demand for aluminum production and airplanes. Frustrated workers began the city’s first unions as worker’s rights and free speech were becoming hot topics.

During the 1960s and 1970s, Spokane businessmen worked to revitalize downtown with the construction of a new parking garage, recreation park, and they even hosted a World Fair Expo in 1974. A second decline would follow this period because of the recession in the 1980s and its effect on silver, timber, and farming. Manufacturing wages fell and the city began to diversify once again in the 1990s with the addition of technology companies. Expansion of the University District into a medical and health science center allowed the healthcare industry to grow significantly. Spokane’s most recent focus has been on increasing the recreation, shopping, and entertainment offerings.


The Spokane area is home to more than 20 colleges, universities, and higher education institutions. The most prominent include Eastern Washington University, Washington State University Spokane (health science), Gonzaga University, Whitworth University, and Community Colleges of Spokane System.

Culture and Recreational Activities

Performing Arts and Museums
Spokane’s art scene is split up into three main art districts: Davenport Arts District, Garland Business District, and East Sprague. There is a First Friday Artwalk which features local vendors and performers on the first Friday of every month. Many art galleries are featured in the Davenport Arts District as well as several performing arts venues including the Bing Crosby Theater, Fox Theater, and the Knitting Factory. The Spokane Symphony Orchestra, the Modern Theater, and the Spokane Jazz Orchestra round out the performing arts companies.
The Northwest Museum of Arts and Culture is a Smithsonian affiliate museum and houses a large resident collection of Native American artifacts. The Mobius Science Center is another popular museum which showcases science, technology, engineering, and math exhibits.

Minor league teams comprise the sports offerings with the Spokane Indians (baseball), Spokane Empire (indoor football), and Spokane Chiefs (ice hockey). Gonzaga, Whitmore, and Washington State Universities have NCAA conference teams while the Spokane Veterans Memorial Arena is home to national hockey and ice skating championships.

Many notable people have called Spokane home including singer/actor Bing Crosby, actress Hilary Swank, UFC fighter Julianna Pena, and Columbia astronaut Michael P. Anderson.