Financial Solutions for North American Companies


Cash Flow Should Be Simple

You have worked hard to build your business and achieve success. Realizing that you need cash flow to continue your operations, you may choose to work with a bank for a line of credit or a loan. Unfortunately, unlike our Tacoma invoice factoring lines, a bank loan or a bank line of credit does not have the ability to provide you ongoing, consistent cash flow and can take months to set up.

Invoice factoring, also known as accounts receivable financing, is a common form of business finance that many companies use to ensure they eliminate cash-flow issues. The process is simple: Scale Funding provides a competitive advance directly into your bank account the day we receive your invoices. When your customer pays 30 to 90 days later, we supply the remainder, less our guaranteed-low factoring rate. It is a simple process.

factoring companies in Tacoma

When you choose Scale Funding over other factoring companies in Tacoma and banks in Washington, you are opening the door to the consistent cash flow your company can use to grow and succeed.

What’s Your Industry? – We Have a Solution for It

Scale Funding has provided best-in-class financing solutions across the United States and Canada since 1994. Working with companies throughout the years, we have learned the standard practices for specific industries, including yours. We put our expertise to use, ensuring that when you are ready to invoice your customer, there are no surprises. Take a look at what industries we work in:

Trucking & FreightUtility & Pipeline
Oilfield ServicesGovernment Contractors
Staffing AgenciesTechnology
Heavy ConstructionTelecom & Wireless
Renewable EnergyMany More

Partner With the Best

Our Tacoma accounts-receivable financing programs are designed to meet your specific needs. Whether you are just starting out or have been around for decades and want to fix the roof before it rains, we are here to help. When you speak to one of our experts to get a quote, we find the best program, including month-to-month factoring lines, for the best solution.

We have helped these kinds of companies this way for years:

  • You were turned down by a bank
  • You’re a start up
  • Your credit is maxed
  • You’re growing quickly
  • You’re waiting on slow-paying customers
  • You need access to quick cash
  • You’ve filed for bankruptcy
  • You have tax problems
  • You’re in a bank workout situation
  • You have less-than-perfect credit

Tacoma, Washington

Located on the Puget Sound of Washington in Pierce County,Tacoma is an average-size urban port city that stretches over an area of 62.34 square miles. Based on the 2010 census, it was the third largest city in the state, with a total population of 198,397. But in the Puget Sound Area, it is the second largest city. “The City of Destiny,” as it is called by the locals, is the headquarters of the Pierce County.

History of Tacoma

The American Indians, in particular the Puvallup Tribe, lived in the area now called Tacoma for many years. However, around 1852, a small settlement developed in the region following the construction of a sawmill powered by creek water. The creek was located close to Commencement Bay’s head. This settlement was short-lived. The residents left the area during the Indian War from 1855 to 1856.

After the war, Commencement Bay was made a terminus of the Transcontinental Railroad. Job Carr, a Civil War veteran, saw this as an opportunity to make money, and he constructed a cabin in the area. But as years went by, Morton M. McCarver acquired a greater portion of his assets. He chose the name Tacoma City for the area.

factoring companies in Tacoma

The Museum of Glass in Tacoma.

McCarver, John Wilson Sprague and others demanded that Tacoma be made the western terminus of the Northern Pacific Railroad in 1873. This cleared the path for incorporation of the city on November 12, 1875. However, on January 7, 1884, old Tacoma and New Tacoma merged. Though the railroad depot was in New Tacoma, the two parts of the city developed simultaneously. Within a period of 10 years, starting from 1880 to 1890, the population of the city grew from 1,098 to 36,006. Another factor that made the city become prominent in the region was the discovery of gold in the Klondike.

Tacoma continued to improve in infrastructural development and increase in population. But this was never without hindrances. For example, 545 smelter workers went on strike between May and August 1907. This caused some economic loss and social unrest in the city. The city was also hit by the Great Depression in 1929, bringing hardship to families and businesses.

Tacoma’s Hooverville during this period served as a place of relief for the masses. As people lost their jobs and were no longer able to pay their rents, they moved to the shantytown. This resulted in significant growth in the population of the city’s Hooverville. But the area was turned into an industrial zone in 1956 following the eviction of its occupants. During the 1980s, the city witnessed an increase in the crime rate. However, it overcame all these challenges. It is today one of the most livable communities in the US. In a survey carried out by the Partners for Livable Communities in 2004, the city made the list of the top 30 Most Livable Communities.

The developmental initiatives and steps taken by the residents of the city in the 1990s yielded positive results. Tacoma is home to a campus of the University of Washington, Washington State History Museum, The Museum of Glass, America’s Car Museum and the Tacoma Art Museum.

Economy of Tacoma

Tacoma has a vibrant, diversified economy. Its port on Commencement Bay, also called the Port of Tacoma, is a popular port in the Pacific Northwest. Besides the port, there are manufacturing industries in the city. It is also has offices to a number of international companies, such as Brown and Haley, Roman Meal, Simpson and True Blue Inc. Tacoma’s economy is also an oil-based economy. There is an oil refinery managed by U.S. Oil & Refining Co. on the tide flats in the Port of Tacoma. Another industry that contributes to the local economy is retail. Simon Property Group operates the largest shopping center in the city: the Tacoma Mall. There are other retail establishments, such as: Nordstrom, Sears, JCPenney and Macy’s.

The top 10 employers in Tacoma as compiled in the city’s 2011 Comprehensive Annual Financial Report are: Boeing, Emerald Queen Casino, Washington State Higher Education, Pierce County, City of Tacoma, Franciscan Health System, State of Washington, MultiCare Health System, Local Public School Districts and Joint Base Lewis-McChord.


Tacoma provides residents and visitors opportunities for impressive nightlife. Whether you want to relax while enjoying a local beer or are looking to spend the night dancing until you’re exhausted, the city of Tacoma has what you need. It has a stunning arts scene as well. Students from the University of Washington in Tacoma give a youthful exuberance to the city’s nightlife. Some of its nightlife locations are the valley, downtown and on 6th Avenue.

Eating and Drinking

Tacoma is a terrific foodie destination. Pierce County as a whole has rich culinary traditions. It boasts dishes prepared with organically produced foods, fresh ingredients and seafood. Finding a good restaurant according to one’s budget is no big task, as there are culinary artisans that provide restaurant information to residents and visitors. Some of these restaurants also serve dishes made from seasonal produce. Examples include the Adriatic Grill, Bite Restaurant, Arista Pasta, C.I. Shenanigans, El Gaucho and Lobster Shop on Ruston Way.

Tacoma also offers opportunity for waterfront dining around Puget Sound. The area provides stunning waterfront views, with sailboats floating by. The cool breeze from the water can be quite soothing and revitalizing after a long day’s work. You can also get over to Gig Harbour, which is a maritime city located across the Tacoma Narrow’s Bridge, where there are additional dining options.

What is good food without good drink? Tacoma is home to a number of microbreweries. A nice spot to find some of the top local brews is The Bottle Shop. Visitors have the option of purchasing bottled drinks, or fetching their beers from the beer taps themselves.

Nature, Outdoors and Indoors in Tacoma

Tacoma and its neighborhoods boast a stunning mix of nature and outdoors. One unique aspect of this city is that residents can enjoy nature on land and around the beaches. Nature enthusiasts have gardens, parks and wildlife to choose from. Tacoma has good beaches, offering plenty of activities suitable for families and couples alike. There are also locations suitable for hiking, biking, walking, running, boating and swimming, and for indoor activities, as well.