Financial Solutions for North American Companies


Businesses benefit from choosing Kentucky accounts receivable financing and invoice factoring programs. Scale Funding offers flexible programs and added services, making it North American’s number one factoring company.Kentucky accounts receivable financing

Benefits of Accounts Receivable Financing and Invoice Factoring

  • Free consultation and quote
  • Quick setup and application process
  • Invoices into cash within 24 hours or less
  • Monthly volumes ranging from $50,000 to $20 million
  • Dedicated relationship manager and account collector
  • Credit analysis and risk assessment team
  • 24/7 online reporting
  • Award-winning customer service

Kentucky Accounts Receivable Financing Programs for Many Industries

Our creative and flexible financing solutions help a variety of business types. We have more than 20 years of experience in several industries.

Heavy Construction Trucking & Freight
Technology Staffing Agencies
Oilfield Services Telecom & Wireless
Government Contractors Utility & Pipeline
Renewable Energy Manufacturing, Wholesale & Many More

Take Control of Your Business Finances

Businesses need consistent cash flow to maintain and grow operations. Invoice factoring provides your business with reliable cash flow that grows as your business grows.

Turn your invoices into same-day cash with Scale Funding. We are the top choice for Kentucky accounts receivable financing and invoice factoring programs.

Slow-Paying Customers

For many industries, it’s common to wait for 30 days or longer on customer payments. Instead of waiting to get paid, our invoice factoring programs eliminate the cash-flow gap by providing you with same-day cash.

Expansion & Growth

If your business is winning new contracts and needs cash to fulfill the work, accounts receivable financing is your perfect solution. While we wait to get paid on your behalf, you can accept more contracts and maintain positive cash flow.


Many start-ups invest most of their cash to purchase equipment and supplies. Invoice factoring programs provide start-ups with financing for operating expenses while they grow their newly established business.

Maxed-Out Lines of Credit

Sometimes, the amount of money available from a bank isn’t enough. If you need additional cash to stay caught up on bills, pay employees or invest in new resources, invoice factoring can provide you with the remaining amount.

Less-Than-Perfect Credit

If your credit isn’t the best, banks may not provide the capital you need. Your credit isn’t an issue with our Kentucky accounts-receivable financing programs as we look instead at the credit of your customers.

Bank Turn-Downs

When the bank says “No,” Scale Funding says “Yes.” We provide working capital to companies that banks turn down.

Tax Problems

It’s risky for a bank to lend to an individual or a business with a tax lien. For more than 20 years, Scale Funding has helped companies in a variety of situations including tax liens.

Bank Workouts

Bank workouts can be tough for a business that relies on cash to operate. If you lose the funding you depend on from your bank, turn to invoice factoring. We can fund your company within 24 hours.


Companies going through a reorganization can utilize debtor-in-possession (DIP) financing with Scale Funding. We have years of experience to make the process quick and simple to help get you back on your feet.

Get Started with Accounts Receivable Financing

Grow your company with Kentucky accounts receivable financing programs. Call (800) 707-4845 to find out more.

Latest Kentucky Updates

  • Sturgis, Kentucky Heavy Construction Company Approved for $300,000 Invoice Factoring Line
  • Lexington, Kentucky Staffing Agency Approved for $120,000 Accounts-Receivable Financing Line
  • Louisville, Kentucky Trucking Company Funded $75,000 with Invoice Factoring
  • London, Kentucky Technology Company Approved for $1.2 Million in Invoice Factoring


Kentucky accounts-receivable financingKentucky is home to about 4.4 million residents. The state capital, Frankfort, is a smaller capital compared to others in the United States with only about 27,000 people. Louisville and Lexington-Fayette are the only cities in the state with six-figure populations.

Kentucky gets its nickname of the “Bluegrass State” because much of the land is covered by bluegrass, especially in the northern section.

The northwestern part of the state is boarded by the Ohio River and referred to as the “Western Coal Field” because of the large deposits in the area.

The Cumberland Plateau covers the eastern section of the state and is heavily forested. There are several hills and mountains. Black Mountain is the highest point reaching more than 4,100 feet.


Manufacturing, services, and agriculture are the top industries for Kentucky.

Agriculture has always has been a leading industry because of the great farming conditions. Tobacco, soybeans, corn, and wheat are the top crops grown and harvested in the state.

Many horses are Kentucky-bred as the state is known for its horse racing. The Kentucky Derby is held annually in May at Churchill Downs in Louisville. The derby is the oldest continuously held horse race in the United States.

Humana, a nonprofit health insurance company, calls Louisville it’s home. The organization is also a top employer for the state. Yum! Brands is also headquartered in Louisville. This fast-food-company corporation has familiar brands such as Taco Bell, KFC and Pizza Hut.


Kentucky has many events, attractions and scenic places to visit.

Hillbilly Days has been observed for over 30 years. People from all over come to this parade dressed as hillbillies with a goal to raise money for crippled children.

Located south of Louisville, Mammoth Cave National Park is the longest known cave system in the world. It has more than 350 miles of paths to explore.

America’s favorite sports car, the Corvette, is featured in Bowling Green at the National Corvette Museum. The museum has more than 80 Corvettes on display.

Kentucky accounts-receivable financingOne of the biggest events Kentucky offers is the Kentucky Derby. People, including celebrities, look forward to this annual event. Big hats, the garland of roses and the Mint Julep are just a few of the symbolic items that people think of when they think of the Kentucky Derby.

Other top attractions in the state include Six Flags Kentucky Kingdom, Kentucky Horse Park, Cumberland Falls State Resort Park, and the Louisville Slugger Museum and Factory.

Notable Names from the “Bluegrass State”

Abraham Lincoln was born in Hodgenville, Kentucky. He was the 16th president of the United States. He signed the Homestead Act, which gave settlers public land for a small fee. Lincoln also played a crucial role in the end of slavery, writing the Emancipation Proclamation which officially gave freedom to slaves.

Former professional boxer Muhammad Ali was born in Louisville. He had many achievements in the boxing ring including winning the heavyweight title three times and a gold medal at the 1960 summer Olympics. On June 3, 2016, Ali died at age 74, but will forever be remembered as one of “The Greatest.”

Many famous actors and celebrities are also from Kentucky. Here are just a few.

  • Billy Ray Cyrus
  • Diane Sawyer
  • George Clooney
  • Johnny Depp
  • John Michael Montgomery
  • Jennifer Lawrence