Get Working Capital Right Away

San Francisco businesses drive innovation and economic progress across California. But when clients take weeks or months to pay, cash flow can quickly tighten. Invoice factoring from Scale Funding provides them with easy access to working capital, empowering companies to cover payroll, pay suppliers, and take on new projects without waiting for long payment terms.
How Invoice Factoring Works in San Francisco
Invoice factoring is a simple way of turning unpaid invoices into working capital without adding debt. Scale Funding makes invoice factoring fast and dependable for San Francisco companies.
- Deliver goods or services to a customer.
- Submit outstanding invoices to Scale Funding.
- Scale Funding advances your cash, often within 24 hours.
- When your customer pays, we release the remaining balance (minus our small fee).
Why San Francisco Businesses Choose Scale Funding

Scale Funding earned the trust of California companies by providing flexible financing solutions and dependable service. Businesses in San Francisco choose Scale Funding because we offer:
- Same-day funding helps cover payroll and expenses.
- Flexible financing options that grow with your receivables.
- Low factoring company rates with no hidden fees.
- Accessible funding even if banks say no.
- Personal service with nationwide reach.
Serving San Francisco’s Core Industries
Our invoice factoring services — also known as accounts receivable financing — help San Francisco businesses across sectors to maintain strong, predictable cash flow.

Government Contractors
Funding to manage contracts and payment delays.
Heavy Construction
Cash flow for materials, labor, and project costs.
Oilfield Services
Financing to keep operations running smoothly.
Printing and Distribution
Financing to cover materials and operating expenses.
Renewable Energy
Working capital for solar, wind, and clean-energy projects.
Staffing Agencies
Consistent cash to meet payroll every week.
Technology
Capital for equipment, staffing, and software development.
Telecommunications
Funding for network builds, installations, and maintenance.
Trucking and Freight
Steady cash to cover fuel, maintenance, and driver pay.
Utility and Pipeline
Reliable working capital for infrastructure and maintenance work.
Other Sectors
Supporting professional services and manufacturing.
Flexible Programs for San Francisco Companies
Scale Funding provides tailored factoring programs that solve working capital challenges in San Francisco.
- Expanding Operations: Sign new contracts and grow with confidence.
- Facing Credit Issues: Access funding with maxed-out or less-than-perfect credit.
- Launching a Startup: Establish consistent cash flow from day one.
- Needing Quick Cash: Cover payroll, bills, and operating costs without delay.
- Recovering From Bankruptcy: Rebuild after Chapter 11 and other financial setbacks.
- Waiting for Payment: Convert unpaid invoices into same-day cash.
Our Related Financial Services
Invoice Factoring
Turn unpaid invoices into immediate cash flow so you can cover expenses, meet payroll, and grow your business.
Explore Invoice Factoring
Accounts Receivable Management
Streamline collections and reduce administrative burdens with expert support that keeps your receivables on track.
Explore A/R Management
Credit Risk Assessment
Gain confidence in new business relationships with professional credit analysis and pre-approval of your customers.
Explore Credit Risk Assessment
Work With the Best Factoring Company in San Francisco
Other California Cities We Serve
Scale Funding helps small and mid-sized companies across the Golden State with the cash flow and personalized service they need to succeed.
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