Minnesota Invoice Factoring Company

Get Working Capital Right Away

Minnesota businesses support a wide range of industries, including construction, logistics, telecom infrastructure, staffing, and manufacturing. Many of these companies deliver services or complete projects long before invoices are paid.

Scale Funding helps Minnesota companies bridge those payment gaps. Our invoice factoring services convert unpaid invoices into immediate working capital so businesses can meet payroll, pay vendors, and continue growing without waiting weeks or months for customer payments.

How Invoice Factoring Works in Minnesota

Invoice factoring is a simple way to turn unpaid invoices into immediate cash, giving Minnesota businesses reliable working capital without adding debt or waiting on long payment terms from customers. With Scale Funding, the process is fast and hassle-free:

1. Deliver goods or services to your customer.
2. Submit your outstanding invoices to Scale Funding.
3. Receive a cash advance, often within 24 hours.
4. When your customer pays, we release the remaining balance (minus a small fee).

Why Minnesota Businesses Choose Scale Funding

For more than three decades, Scale Funding has helped companies stay competitive with financing designed to solve real cash flow challenges. Minnesota businesses choose us because we offer:

• Same-day funding helps cover payroll and expenses.
• Flexible financing options that grow with your receivables.
• Low factoring company rates with no hidden fees.
• Accessible funding even if banks say no.
• Minnesota-based service with nationwide reach.

Serving Minnesota’s Core Industries

Scale Funding’s factoring services support the industries that drive Minnesota’s economy, providing the reliable cash flow companies need to stay competitive and grow with confidence.

Trucking and Freight
Steady cash to cover fuel, repairs, and driver payroll.

Staffing Agencies
Reliable funding to meet weekly payroll obligations.

Telecom and Wireless
Capital for network builds and infrastructure projects.

Government Contractors
Working capital to manage contract timelines and project expenses.

Heavy Construction
Funding for materials, equipment, and labor.

Utility and Pipeline
Financing for infrastructure construction and maintenance work.

Technology Services
Working capital for project-based contracts and ongoing operations.

Environmental Services
Cash flow support for specialized service contracts and equipment costs.

Other Sectors
Including manufacturing, distribution, and service-based businesses.

Flexible Programs for Minnesota Companies

Businesses face a variety of financial situations. Scale Funding provides programs that help Minnesota companies maintain steady cash flow and continue growing. Our solutions support businesses when they are:

• Expanding Operations: Sign new contracts and grow with confidence.
• Facing Credit Issues: Access funding with maxed-out or less-than-perfect credit.
• Launching a Startup: Establish consistent cash flow from day one.
• Needing Quick Cash: Cover payroll, bills, and operating costs without delay.
• Recovering From Bankruptcy: Rebuild after Chapter 11 and other financial setbacks.
• Waiting for Payment: Convert unpaid invoices into same-day cash.

Financial Services for Businesses Nationwide

Scale Funding provides financial services that help small and mid-sized businesses nationwide manage cash flow and reduce financial risk.

Supporting Businesses Across Minnesota

Scale Funding helps small and mid-sized companies throughout Minnesota with the cash flow and personalized service they need to succeed.

Burnsville	Eden Prairie	Edina
Duluth	Hastings	Minneapolis
St. Cloud	St. Paul	Rochester