Stop waiting 30, 60, or even 90 days for customer payments. With Scale Funding’s Texas invoice factoring programs, your company can get paid today. As a trusted Texas factoring company, we provide fast, flexible, and customized solutions that help businesses improve cash flow and grow without taking on debt.
Why Use a Texas Factoring Company?
Many Texas businesses, from Houston to Dallas, San Antonio to Austin, face challenges with delayed customer payments. Our Texas accounts receivable factoring programs eliminate those worries by turning unpaid invoices into immediate cash.
Here’s why companies choose Scale Funding:
- Low factoring company rates and competitive advances
- Quick approvals – consultations and quotes in as little as 15 minutes
- Fast funding – invoices are paid within 24 hours
- Debt-free financing – unlike bank loans, factoring doesn’t add debt to your balance sheet
- Scalable funding – the more work you do, the more working capital you receive
- Back-office support – AR management, collections, credit checks, and risk assessment at no extra cost
- Expert service – more than 30 years as North America’s leading business factoring company
With Scale Funding, you gain a financial partner that grows with your business.
Get a Quote for Factoring Today
Industries We Serve with Texas Invoice Factoring
As a top receivables factoring company in Texas, Scale Funding provides financing solutions to companies across many industries. Our factoring lines range from $50,000 to $20 million, giving Texas businesses the ability to expand with confidence.
Oilfield Services | Trucking & Freight | Staffing Agencies |
Heavy Construction | Utility & Pipeline | Technology |
Renewable Energy | Government Contractors | Telecom & Wireless |
No matter your industry, our Texas accounts receivable factoring programs can be customized to fit your needs.
Why Do Texas Companies Finance with Invoice Factoring?
Companies across Texas, from start-ups to established corporations, turn to accounts receivable factoring when traditional financing options fall short.

Expansion & Growth
Rapidly growing companies need quick access to cash. With invoice factoring, the setup can take as few as three days, giving you working capital to keep up with demand.
Maxed-Out Credit Lines
When your bank line of credit is maxed out, factoring in Texas provides an alternative that grows as your receivables grow.
Slow-Paying Customers
Tired of waiting months to get paid? With factoring, you’ll receive payment on invoices within 24 hours.
Start-Ups
New businesses may not qualify for bank loans, but factoring provides immediate working capital based on customer credit, not years in business.
Bank Turn-Downs
Even if a bank has said “no,” Scale Funding says “yes.” Our Texas factoring company programs are designed to help when other financing options are unavailable.
Less-Than-Perfect Credit
With invoice factoring in Texas, funding is based on your customers’ creditworthiness, not yours.
Tax Liens & Bank Workouts
We work with Texas companies dealing with tax liens or bank workouts, providing solutions that keep cash flowing.
Bankruptcy
Companies in reorganization often struggle to find financing. Scale Funding has experience funding Texas businesses through bankruptcy recovery.
Grow Your Texas Business with Invoice Factoring
We’ve helped companies in cities throughout Texas, including:
Work with the Best Factoring Company in Texas
Whether you’re in Houston, Dallas, Austin, San Antonio, Fort Worth, El Paso, or anywhere in between, Scale Funding is the Texas factoring company businesses trust.
Grow your business with flexible Texas invoice factoring solutions that provide immediate cash flow, full back-office support, and the financial strength to move forward.
For more information on Scale Funding’s factoring programs for companies in Texas, call (800) 707-4845.
Latest Updates
- Longview, Texas pipeline company funded $100,000 through a Texas invoice factoring line.
- Laredo, Texas trucking company funded $40,000 with a Texas accounts receivable financing line.
- Granbury, Texas frac sand hauler funded $150,000 through a Texas accounts receivable financing line.
- Laredo, Texas trucking company funded $200,000 through a Texas invoice factoring program.
- Seagraves, Texas oilfield services company provided $50,000 in Texas accounts receivable financing.
Texas

Texas is the second largest state in the United States by population, with almost 27.5 million people. The state’s capital is Austin. Other major cities in the south-central state include Houston, San Antonio, Dallas, and Fort Worth. Houston has the largest population in the state with more than two million people.
Texas is known as “The Lone Star State.” The state flag is a visual representation, with a single star as decoration. This signifies Texas as a former independent republic. Six countries have controlled parts or all of the territory of Texas over its history: Spain, France, Mexico, Republic of Texas, Confederate States of America, and the United States.
The state has multiple climate zones and variable weather. From the Guadalupe Mountains, the Chihuahuan Desert to the Gulf of Mexico, there are plenty of features to choose from.
Economy
The economy has been primarily driven by agriculture, particularly livestock production. In fact, the city of Amarillo produces nearly one-fourth of all meat in the United States. Even early on, raising cattle was a way of life for Texans. The state claims the Texas longhorn as its state animal, along with the armadillo.
Another major industry is oil and gas production. Texas is filled with oil and gas businesses, including water haulers, gravel haulers, fracking service providers, trenching services, roustabout services, and many others. Headquartered here are large companies like Exxon Mobil Corporation, Phillips 66, Valero Energy Corporation, and ConocoPhillips.
Aside from oil production and agriculture, Texas also has top companies in technology, energy, computers, electronics, and aerospace. Some of the larger companies and employers in Texas include AT&T Inc., American Airlines, CenterPoint Energy, Inc., Shell Deepwater Development, and MD Anderson Cancer Center.
Education
Texas has over 35 separate and distinct universities, including the University of Texas, Texas A&M University, and the University of Houston.
Rice University, located in Houston, is ranked 17th best overall university by U.S. News & World Report.
Founded in 1879, Sam Houston State University is one of the oldest public intuitions of higher learning in the state and is named after the historic Texan who led the Texas Revolution.
Culture & Recreation
Texas has a variety of destinations, recreational activities, and historic places that both residents and visitors enjoy.
The Alamo: A San Antonio mission known for its role when the Mexican army defeated the Republic of Texas defenders in 1836.
- Big Bend National Park: This park receives national significance as the largest protected area of the Chihuahuan Desert.
- Football: Football is king in the state. It has two National Football League teams: the Dallas Cowboys and Houston Texans.
- Lyndon B. Johnson Space Center: Named after former president and native, this Houston center is used for space training, research and flight control.
- NASCAR: Home of the Texas Motor Speedway, Texans enjoy watching NASCAR in Fort Worth.
- Performing Arts: Houston is one of five American cities with permanent professional resident companies in all major performing art disciplines. The Houston Grand Opera, the Houston Symphony Orchestra, the Houston Ballet, and the Alley Theatre attract patrons of the arts.
- Rodeos: With a love of cowboys, the state hosts rodeos throughout the year for both residents and tourists to enjoy.
- Six Flags Over Texas: This is an amusement park in Arlington, Texas with more than 50 rides and family-oriented entertainment.