Get Working Capital Right Away
California businesses power our nation’s most vital industries, from the ports of Los Angeles and Oakland to the corridors of Silicon Valley and San Diego. However, lengthy payment terms, rising costs, and unpredictable cash flow often create working capital challenges.
The answer is Scale Funding. We provide fast and dependable invoice factoring services — also known as accounts receivable factoring — to overcome working capital challenges. Scale Funding converts your unpaid invoices into immediate cash for payroll, suppliers, and fuel trucks, enabling businesses to take on projects.
How Invoice Factoring Works in California
Invoice factoring turns unpaid invoices into working capital without adding debt or waiting for payments. Scale Funding makes invoice factoring fast and efficient for California companies.
- Deliver goods or services to a customer.
- Submit outstanding invoices to Scale Funding.
- Scale Funding advances your cash, often within 24 hours.
- When your customer pays, we release the remaining balance (minus our small fee).
Why Scale Funding is Right for California Businesses
Scale Funding has helped companies stay competitive with financing for more than 30 years. We understand the intersection of business operations and cash flow. That’s why Scale Funding provides:
- Same-day funding helps cover payroll and expenses.
- Flexible financing options that grow with your receivables.
- Low factoring company rates with no hidden fees.
- Accessible funding even if banks say no.
- California-based service with nationwide reach.
To Support and Serve California Industries

Our services provide the fuel that powers California’s economy. Businesses count on us for reliable cash flow to stay competitive, manage expenses, and plan confidently.
Construction and Oilfield Services
Funding for projects, labor, and materials.
Renewable Energy and Utilities
Working capital to keep equipment running and crews supplied.
Staffing and Healthcare
Reliable funds to pay employees on time.
Telecom and Technology
Upfront capital for projects, materials, and labor.
Trucking and Transportation
Steady cash for fuel, repairs, and driver payroll.
Other Sectors
Supporting manufacturing, professional services, and government contracting.
Flexible Funding Programs for California Companies
Scale Funding factoring programs solve working capital challenges.
- Expanding Operations: Sign new contracts and grow with confidence.
- Facing Credit Issues: Access funding with maxed-out or less-than-perfect credit.
- Launching a Startup: Establish consistent cash flow from day one.
- Needing Quick Cash: Cover payroll, bills, and operating costs without delay.
- Recovering From Bankruptcy: Rebuild after Chapter 11 and other financial setbacks.
- Waiting for Payment: Convert unpaid invoices into same-day cash.
Recent California Business Funding Highlights

Renewable Energy Company, San Diego, California
$200,000 accounts receivable financing.
Staffing Agency, Los Angeles, California
$50,000 California invoice factoring line.
Telecom Company, Arcadia, California
$300,000 California invoice factoring line.
Trucking Company, Los Angeles, California
$12,000 California accounts receivable factoring line.
Trucking Company, Turlock, California
$25,000 California accounts receivable financing program.
Financial Services for Businesses Nationwide
Scale Funding provides financial services that help small and mid-sized businesses nationwide manage cash flow and reduce financial risk.
Invoice Factoring
Turn unpaid invoices into immediate cash flow so you can cover expenses, meet payroll, and grow your business.
Explore Invoice Factoring
Accounts Receivable Management
Streamline collections and reduce administrative burdens with expert support that keeps your receivables on track.
Explore A/R Management
Credit Risk Assessment
Gain confidence in new business relationships with professional credit analysis and pre-approval of your customers.
Explore Credit Risk Assessment
Work With the Best Factoring Company in California
Built for California Businesses
Scale Funding helps small and mid-sized companies throughout the Golden State with the cash flow and personalized service they need to succeed.
COMMON QUESTIONS

